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Home Economy Business

8 Habits That Keep You Poor Even With A Reasonable Income

by clnAdrian
July 10, 2019
in Business, Economy
Reading Time: 3 mins read
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empty-pockets-compressed

By Charles Watson | Daily Life Tip

Have you ever wondered where all your money went to? Do you often ponder why there is no money in your bank account at the end of each month? Have you found yourself frequently thinking about the invisible holes through which your funds vanish? If yes, then you have landed at the right place. We can tell you exactly the reasons why you are unable to amass money despite earning a decent income.

Related Article: Wanna Be Wealthy? Here Are 10 Smart Ways To Make Your Money Work For You

Here are the top 8 habits that can sneak into your hard-earned income and eat up your funds.

1) Spending more as your income increases

There's no harm in raising your standard of living when you can. However, if you are a person who is constantly looking for ways to spend your money, you will probably find yourself in a difficult situation soon enough. If you continuously raise your expenditure along with an increase in your income (or even without it), it would be hard to have any real savings.

Try to keep your expenditures at a constant level along with exploring ways to increase your income. That's the route to success!

2) Focusing on the present without caring about the future

Usually, when people find it hard to tackle a problem, they choose to ignore it. That's a sure recipe for disaster. The same is the case with your finances. Generally, people focus on their present needs, wishfully thinking that future needs will somehow be met in some way.

Related Article: Doing This Will Save You Money & Improve Your Relationship with Your Neighbors

You need to take the future into perspective whenever you are making any financial decision. Although it is good to take care of everything in the present, do your best to save for your future.

3) You think it is too early to start saving

When you are young, it is easy to get carried away by the various pleasures money can buy. People often think that right now is too early to start saving or investing. Wrong! It is never too early to save a portion of your income, no matter how low or high your income is!

Start saving today! In fact, experts say that you should save before you spend. Keep aside a portion of whatever money or income you get, and then spend the rest!

4) Not keeping a record of your money

We all think that we know where our money comes from and where it ends up. Sadly, that's not true for most of us. We might be aware of our major expenditures, but small things usually eat up our finances more than the big ones.

Related Article: 5 Money Lessons You Need to Know By 30

It is an excellent idea to start keeping a journal for all your income and expenses, whether they are huge or small. This way you will have a much better idea for controlling your finances.

READ THE REST OF THE ARTICLE…

Tags: "featuredbad money habitsbad money managementexpenditurefeaturedhow to save moneymoney managementpersonal financessavings
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Comments 8

  1. 1630402340618349@facebook.com' C Channa Larmond says:
    9 years ago

    Shontay Coleman

    Reply
  2. 10208227460514216@facebook.com' Gail Fleming Kemp says:
    9 years ago

    Jessica Barbara Ryan Kemp ….food for thought?

    Reply
  3. 10153518166188529@facebook.com' Richard Wagner says:
    9 years ago

    You have to make money to manage it.

    Reply
  4. Anonymous says:
    9 years ago

    Antonio Puente

    Reply
  5. 978901208839272@facebook.com' Nicky Davidson says:
    9 years ago

    Jamie

    Reply
  6. 10153806707204674@facebook.com' Stefan Đenić says:
    9 years ago

    Sorry to dissapoint you, but wealth is when you have health..

    Reply
  7. 1931604363732089@facebook.com' Samuel Key says:
    9 years ago

    Rio Miles

    Reply
  8. 10207440134784189@facebook.com' Shannon McCall Pendergrass says:
    9 years ago

    None of the things listed are my problem.
    My problem there is more owed on bills (car note, ins, gas for car, gas for home, electric, phone, rent, meds money gone upkeep of car, food, health ins, life still due) every month than there is made every month.

    Reply

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