With the weather constantly changing at the moment, we are asking a lot of our boilers!
They always seem to break in the middle of winter, during an unexpected cold snap or perhaps most crucially, when you don’t have the cash to fix them. This guide will advise you on how best to deal with your boiler’s malfunction to get you warm and enjoying hot showers again as soon as possible, hopefully without breaking the bank.
Fix It For Free
Some of the most common boiler breakdowns actually aren’t breakdowns at all and can be handled with a few top tips. If your boiler has switched off, your radiators are making a banging noise or those furthest from the boiler stop working, your boiler is experiencing low pressure. Your manufacturer’s guide will step-by-step instructions to remedy this. Other quick fixes include checking to see if your condensate pipe is frozen (simply pour warm water over the pipe), and firing up or thermostat issues (check the panel as it might have been knocked or affected by a power cut and check the batteries in the thermostat). There is no reason to call out an engineer for these problems as these are simple fixes that can be done by you to cut the costs.
Emergency Loans
If your breakdown turns out to be a bit more severe and requires the attention of a gas safe and qualified engineer, the bills can start to rack up. It is important to always employ a certified engineer to meet British Standards and Conditions for Electrical Installation which means repairs can range from anywhere between £150 to upwards of £400 for more major repairs, as well as the cost of any redecorating or damages. Cutting corners won’t pay off in the long run.
Sometimes, the only solution in the midst of this financial emergency is to apply for an Emergency Loan Online. Applying for a loan online gives you access to funds quickly – as quick as 15 minutes- allowing you to fix your boiler as soon as possible and help you through your financial situation. You can repay your loan in monthly instalments, hopefully coinciding with warmer months and smaller energy bills.
All you need to do is fill out a straightforward online application, secure your loan and book your engineer!
Boiler Breakdown Insurance
If you’ve recently experienced a boiler malfunction and a costly repair or are just a prudent person preparing for winter, you might be considering taking out boiler breakdown insurance. Premiums can be bolted onto your household policy and cost as little as £5 per month.
Make sure to pick a policy that covers your specific boiler type, as any incorrect information could cause a future hold up on claiming through your insurance. Some policies may also require you to pay a call-out fee and the cheapest policy might not always be the best one for you.
You will have to weigh up the options when considering how to finance your boiler repair; consider how old your boiler is and how likely it is to keep breaking down. If you decide it’s time for an upgrade, using an emergency loan is a great way to finance the installation and remove the old one, cutting out the frequent repairs and lessening the need for boiler breakdown insurance as you’ll be entitled to a new warranty! Overall, the quicker you can get the cash, the quicker you can restore your boiler to full health whilst saving money in the long term.
