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Exness Review: Is This Efficient For You?

There are a lot of brokers who trade forex and provide many services in many ways. If you are finding the Best Broker for Forex trading, then it’s the simplest way to determine. Whether a broker is good or bad by their service and other important factors. In this article, we share a detailed Exness Review, which will help you to choose the Forex Broker easily.

Before talking about the review, let me first introduce what actually the Exness is. So let’s get started;

Exness – Introductory Lines

The Exness Broker was established in 2008 which grew $180 billion in a month of trading. As well as they opened new accounts at around 15,000 in every month of 2014. Nowadays, all the traders have accessed with Exness more than 120 different financial products to the trade.

The Exness Group’s website has been published in 18 languages to provide 24 hours help to the client in 13 languages. However, Users can also access their leverage, which can easily reduce the margin of the requirements and allow more flexible trading methods. They also provide traders to withdraw their funds instantly using many systems of electronic payment, which gives them complete control over their funds.

The Exness Review- A Complete Overview

We have already checked and selected some of the issues to create reviews regarding the broker, and we provided an Exness Review based on that. We will focus on the following three topics to provide the Exness Review.

  • Processing Time For Funds
  • Safety Of The Funds
  • Support System For Brokers

1.    Processing Time For Funds

The time of the processing funds is successfully popular because of the Exness brokers. Such as, it takes less than a second to withdraw or deposit the funds. That’s why a majority of the traders like to trade with an amazing experience.

2.    Safety Of The Funds

Suppose you are worried due to the depositing of the funds. So, just no worries at all! Your money will not be lost or destroyed by the broker. We can understand that it is common to secure the funds, but it is more difficult when the broker will not allow you to withdraw your funds.

Many of you may hear the surrogate account, which means what does it do if you have this? For your information, the broker is not a bank, whether you invest your fund’s deposit into the broker’s account.

3.    Support System For Brokers

In terms of customer service, this Exness broker is also highly reliable. The broker offers a support system in approximately 16 languages of the countries. There is the choice of getting direct support in any 16 different languages.

Moreover, they also offer live chat, which is available 24 hours and five days a week. As well as it allows you to help from the Exness broker.

Final Thoughts

As a trader, you can open an account with any broker you like. However, since you are new to trading or wish to change brokers, we have merely attempted to assist you by offering this review. All of the material in this Exness Review article is based solely on our personal trading experience.




The Top 5 Online Korean Classes to Learn the Korean Language Easily

 

Are you looking for the best way to learn Korean? While it’s good to do it face-to-face, it’s not a good option for this pandemic.

If you want to learn Korean, online classes are best right now.

As with real-world language learning, it pays to take the right course. Fortunately for you, we have listed and reviewed these top five Korean online classes:

First Step Korean Course by Yonsei University

Yonsei is a prestigious university in South Korea. With this reputation, it comes as no surprise why many learners sign up for this course.

Available through the Coursera site, First Step Korean is a lecture class perfect for beginners. It features five lessons that will help you learn to listen, speak, read, and write Korean.

To help improve your speaking abilities, the teachers will help you with your vocabulary and Korean grammar. While you’ll have to do a quiz and some roleplaying, these activities are more fun than nerve-wracking.

With this online course, you only need 18 hours to complete the material. If you’re busy, you can set your deadlines according to a specific day of the week.

The videos are also available in several languages. So if you can’t understand English, this lesson has subtitles in Arabic, French, Portuguese, Russian, Spanish, and other languages.

Once finished, you can flaunt your newly acquired listening and speaking skills with a shareable certificate.

Quick Korean Lessons

Hosted by the Cyber University of Korea (CUK), Quick Korean is another top-notch online learning program. While it’s free of charge, its quality is similar to that of paid online Korean classes.

For one, the curriculum was developed by distinguished professors from CUK and Yonsei. You can also access it through various portals, including the university site, YouTube, Naver TV, YouKu, and the Korea Times.

With Quick Korean, you can navigate through four levels. By the end of these online courses, you can achieve a TOPIK score of 3.5.

Level 1

Offered to 15 sections twice, it teaches the basic skills needed for greetings and rudimentary conversations.

This class is available in English, Chinese, Spanish, and Japanese languages.

Level 2

This lesson helps learners carry out simple conversations needed for eating, shopping, and other basic tasks. Again, this is offered to 15 sections.

Level 3

Students who enroll in this lecture can practice conversations regarding family, relationships, or work.

Level 4

At the end of this Korean language course, the student can converse better in public gatherings.

Talk to Me in Korean

Learning Korean means mastering Hangul first. This is just one of the many things you can master from Talk to Me in Korean.

Like the Quick Korean language lessons above, this course is divided into various levels. There are ten in total, which you can quickly learn on a per-week basis.

Talk To Me in Korean also offers various interactive courses. You can access a video on the Korean alphabet and another one about culture.

With its complete array of video lessons, it’s easy to spend several hours learning on this site.

90 Day Korean

If you want to learn Korean, online classes at 90 Day Korean are perfect for you. It is hosted by Korean locals and foreigners, which gives beginner students the best of both worlds.

As the name suggests, it can help improve your reading, writing, and speaking abilities in under 90 days. As a bonus, it also offers fun content that centers around the rich Korean culture.

While the website offers most content for free, you have the option to pay for an introduction to Korean lecture. It features 11 unique and customizable lessons you can try for several minutes a day.

For a small monthly price of $36 a month, you can try the Standard Package. This offers basic access to courses, training, and the community itself.

Another premium option is the VIP Package, which comes with more features. It also includes personal coaching and homework grading for only $47 a month.

Italki Korean Classes

Are you looking for a site where Korean learning is done on a one-on-one basis? Then make sure to visit the Italki portal. Here, you can work on your Korean words for free or with the help of a paid tutor.

To start learning, click on the ‘Find a Teacher’ option in the upper right-hand corner.

You can filter the results according to the:

  • Type of tutor
  • Native speaker (or also speaks the language)
  • Tutor’s place of origin
  • Availability
  • Price

You can also practice your vocabulary, grammar, and writing skills by joining the Italki community. Here, you can find fellow language learners who are willing to help you out.

With these features, Italki is the place to be for beginners who want to perfect their words.

What are you waiting for? Try any of these five learn Korean online classes now. You’ll be pleasantly surprised with the way you master the basics in just a few weeks.




Top 7 Industries that Require High-Risk Credit Card Processing

Credit card processing allows businesses to accept debit and credit card payments from customers. In most cases, this entails using both point-of-sale hardware and software in combination with a credit card processing company’s payment system.

Many processors allow you to set up payment portals to accept debit and credit cards over the internet. Receiving payments when a physical credit card isn’t present, whether through a portal or over the phone, comes with a higher rate because the risk is larger. In the credit card processing industry, risk is a major factor. Certain firms or entire industries may be classified as “high-risk,” resulting in higher rates, charges, and terms and conditions than the credit card processor’s other clientele. Let’s start by deciphering what “high-risk credit card processing” means.

What is High-Risk? 

Although the word “high-risk” may appear obnoxious at first, don’t be put off by it. There are various reasons why firms are labeled as high risk, and the majority of them aren’t as “evil” as the phrase suggests. We all know that credit card firms (VISA, MC, and so on) want to safeguard their consumers (i.e., those who use credit cards) since they make a lot of money from them. As a result, these card firms provide their consumers with the option to dispute fraudulent transactions, issue charge-backs on goods they no longer want, and provide whatever peace of mind they require when using this small piece of plastic.

So, where does the element of risk come into play?

What happens if a customer is dissatisfied with her purchase and wants to register a chargeback? The bill falls to the business owner (or merchant). However, if that business goes bust or ceases to exist, the merchant services provider (MSP) is responsible for covering the loss. On the MSP side, this is where “risk” comes into play.

Who is a High-Risk Merchant? 

Some digital business models and industries are classified as risky by payment processing card associations. Several variables can put your company in a high-risk category, but the most common ones include chargebacks, refunds, and payment processing history.

Companies classified as high-risk run operations are more prone to chargebacks than typical merchants, necessitating in-depth examinations of their activities and transaction patterns. Before deciding whether to cooperate with a company, a payment platform calculates the likelihood of chargebacks and the source of those chargebacks. Payment processors frequently apply a rolling reserve to merchant accounts. The acquiring bank may be able to use the rolling reserve to settle chargebacks. Reserve is an extra layer of safety for the bank against unanticipated merchant actions.

Credit card processing in high-risk industries 

While most credit card processors keep a similar list of high-risk companies and industries, the terms and conditions associated with a high-risk label can vary greatly depending on the provider. A high-risk label usually means that a company will face higher credit card processing rates and different rolling reserve targets, tiered pricing plans, and a liquidated damages clause.

High-risk industries and businesses expect the following impacts to their transaction rates, fees, and merchant accounts:

i.    Fees

Configuration fees, payment portal fees, chargeback fees, and other fees are likely higher when you have been labeled high risk, possibly eroding your profit margin.

 ii.  Rolling reserve

For high-risk merchants, a rolling reserve may be maintained. This is a percentage of your everyday transactions that the credit card processor retains and then releases. It serves as an assurance to the processor if your company fails or a significant advancement harms your business. Credit card processors frequently hold 10% of your transactions for 90 days before transferring them to you.

iii.  Minimum reserve

Like a rolling reserve, a minimum reserve is a chunk of your transactions that the credit card processor requires you to keep in your balance at all times. It is a fixed amount that should be met in either one lump sum or a percentage of transactions over time.

Industries that require high-risk credit card processing 

1.    Adult entertainment

One industry that most banks regard to be a reputational risk is adult entertainment. The majority of conventional financial firms and bank sponsors refuse to do business with the adult entertainment industry. Although most adult merchants deal in large amounts of money and run a profitable business, this is the case.

2.    Firearms

Firearms are purchased for a variety of purposes. Some do it for hunting, leisure, and target practice, while some do it for security and defense. Most banks are cautious of the contentious firearm rules that frequently go against them. Firearms retailers who want to sell their wares online will need to use a gun-friendly payment processor. The credit card and shipping limits that apply to this business type are two of the most significant obstacles.

3.    Liquor/Hard Alcohol

Balancing sales and customer satisfaction while adhering to all current laws and regulations is one of the most challenging aspects of having an alcohol business. After all, the legal drinking age varies from country to country. If you sell alcohol online or in countries like the United States, you cannot afford to overlook the possibility of underage sales. Because of the nature of your business, bank sponsors are less likely to accept credit card payments on your behalf.

4.    Tobacco, e-cigarettes, and vaping

Tobacco merchants are considered one of the most dangerous industries. In addition to its rigorous taxation and age requirements, they have a history of deception. Many tobacco businesses have a history of higher-than-average credit card chargebacks.

5.    Auction websites

Scammers operating unlawful enterprises have tarnished the reputation of those operating respectable digital auction businesses. As a result, honest businesses have had difficulty finding a credit card payment processor.

6.    Services for memberships and subscriptions

Before accepting the credit card payment processing for businesses, bank sponsors are always concerned about financial and reputational hazards. Undoubtedly so, any form of unethical behavior might tarnish the brand’s image.

7.    Ticket brokers

Purchasing tickets to a live show has never been easier. Event attendees no longer need to queue; instead, they can use digitized mobile ticketing. The ticket sales sector grew as a result of this convenience. Traditional financial institutions, on the other hand, consider ticket brokers to be high-risk businesses.

Conclusion

High-risk businesses are not simply limited to the most prevalent profitable but bad-reputation industries. Businesses classified as high-risk businesses will need to select a reputable high-risk payment processor. A proficient high-risk processor will connect you with banks on demand and give you all of the risk management tools you will need.




How to Build Your Own Website in 2021

Building a website for your business, photography, art, or writings has never been as easy as it is these days. With tens of website builders competing in the market, creating a website should not cause you as much trouble as it used to back in the day.

The good thing about website builders is that you don’t need to be a tech expert or do manual coding to make a successful website. All you need is a trustworthy website builder that will offer you all the tools you need to build and promote a website.

After reading this brief article, there is no excuse for you not to create a website for your business, art, or writing. First, we will list a few simple steps for you to follow, and after that, making a website will be a piece of cake.

Features to Look for in a Website Builder

Because there are many website builders on the market, we chose the best features to look for in a website builder to lessen your confusion about which website builder to work with.

Here are some of the most important features in a website builder:

  • Easy to use: You won’t go anywhere with your website if the website builder you work with is difficult to use and navigate.
  • Versatile templates: A good website builder will offer you a library of versatile templates to choose from. Templates should fit all tastes and be suitable for different website themes.
  • Customization: It is important to be able to customize your website to your liking; this includes customizing layouts, templates, and images.
  • Ability to delete the website: A good website builder will give you the option to delete your website if you decide that you don’t want it to be online anymore (as an example, see Several.com article How to Delete Wix Account).
  • SEO and digital marketing options: For your website to rank on Google and receive traffic, it is essential for the website builder to choose to have SEO and digital marketing options like sharing your website on social media platforms.
  • Low cost and free trial: The most competent website builders will offer you various plans with different prices and a free trial. This will help you decide on whether this is the website builder for you or not.

Simple Steps to Build Your Website

  1. Choose a Website Builder
    The first step is to choose the website builder that suits you the most. Each website builder offers you various features for a fixed price. So select the website builder that fits your needs and budget.
  2. Create an account and sign up for a plan

After choosing the website builder, your next step is to look through the plans and select the one you feel more comfortable with. Usually, the more you pay for website builders, the more features you receive. However, some website builders offer you free versions that you can use without paying anything.

  1. Choose a unique domain name
    Your domain name is the name of your website as it appears in the URL. For example, Facebook is the domain name of Facebook.com.
    Choose something short, clear, easy to remember, and unique. It is much easier to remember a short domain name than to remember a long and complicated one.
  2. Pick a template
    This is the part where you choose how you want your website to look. First, select a template that suits your website’s topic, then customize it however you like.
  3. Upload your content
    Now that your website’s design is ready, you need to add valuable content to turn it into a real website. So you start adding text, images, and videos and formatting them in a way that encourages readers to come back to your website again.
  4. Preview and test your website
    Before you get excited about publishing your website, you need to review it first.
    Proofread your content and check if all the grammar is correct. Make sure that your menu is working properly. Check the speed of your website. And last but not least, check that your website works on both desktop and mobile.
  5. Publish your website
    Congratulations! This is the moment you’ve been waiting for. After going through all the previous six steps, you can now click the publish button and share your website with the rest of the world.



The Cryptocurrency Exchanges With the Lowest Fees – A Short Comparative Analysis

This article will be of interest (and we certainly hope it becomes a reference) to Traders and those who engage in the practice of Arbitrage. One of the things Traders and Arbitrageurs have to watch out for is Exchange fees. No matter how good a trader you are, and no matter how brilliant your Arbitrage strategy may be, Exchange fees will shave portions of your profit until you are left holding a bag that is much lighter than you remembered. This article will also be of interest to freelancers who are paid in Bitcoin, as one of the things those who hold cryptocurrency jobs should look for is where to deposit and withdraw their salary.

The choice of a Cryptocurrency Exchange and a careful consideration of associated fees should be an integral part in the design of a trading strategy. Disregarding Exchange fees and executing while turning a blind eye to them can be costly mistakes.

Exchanges have different types of fees, which we will review below.

Deposit Fees

The idea of having to pay to deposit crypto assets on an exchange might sound weird to a lot of us. Don’t they want our business? And if so, why are they charging us money to deposit assets on their platform? The practice sounds counterproductive, and the end result is probably the exact opposite of what they want to accomplish, you might think.

But wait. The truth is that very often it is not the exchanges themselves who charge for deposits, but the third-party services used to facilitate the transfers to the exchanges. For example, certain exchanges allow users to purchase crypto using their credit card using third-party services such as Transak (Transak.com); the crypto they purchase is subsequently deposited in their exchange account. This transaction is considered as a deposit and the credit card charges incurred are deposit fees. Certain exchanges allow users to purchase cryptocurrency via bank transfers. As you know, banks do charge for wires, so these fees fall under the deposit fee category.

Simple transfers of digital assets (not fiat) to exchanges such as Binance (which we will talk about in detail below) are free. But it is known that using a credit card, a debit card or a bank wire will require disbursements from users.

Withdrawal Fees

When we think about exchange fees, we think primarily of Withdrawal Fees. Day trading crypto assets is becoming increasingly popular, but without a sound withdrawal strategy, a trader’s hard-earned profits are sure to melt like ice cream on the sidewalk on a hot sunny day in July. For example, Binance currently charges 0.00057 BTC for Bitcoin withdrawals, which is, at current BTC market prices, 28 US dollars. This might not seem significant if one trades in size, however, small traders do feel pain when asked to shell out 28 dollars every time for a withdrawal. Withdrawal fees vary depending on the exchange, on the user’s location, and on the cryptocurrency which is being withdrawn (Nano or XRP fees are considerably lower than BTC or ETH withdrawal fees).

Transaction Fees

Exchange Transaction fees, unless stated otherwise, come in the form of “maker-taker” fees.

The Maker-Taker system divides traders into “makers” of liquidity and takers. Each group is charged differently.

Makers are the ones who provide liquidity on exchanges. They “make the market”. Makers place orders to buy cryptocurrency below market price, and orders to sell cryptocurrency above market price.

Takers are those who remove liquidity from the market. Users who place orders that are filled immediately at market price are part of this group.

Cryptocurrency exchanges usually charge makers small fees and often rebates are offered to them.

For most cryptocurrency exchanges, maker-taker fees are the main source of income.

Why Do Cryptocurrency Exchanges Charge Fees?

The answer is rather simple: Fees are a Crypto Exchange’s main source of income. Cryptocurrency exchanges will use the fees they collect to finance operations, to finance their geographical expansion, to pay salaries, and provide customer services. Additionally, the fees collected will be used to expand their infrastructure – this will make them more secure, resilient in the face of attacks, faster and it will allow them to list more cryptocurrencies and trading pairs.

Our Selection of Low-Fee Crypto Exchanges

We are about to review a few Cryptocurrency exchanges and compare them on the basis of their fees. Building a limited selection of cryptocurrency exchanges for the sake of a comparative analysis is not easy. There are currently, as per CoinMarketCap, 305 exchanges!

Obviously, some sort of criteria has to be applied. The criteria that we will use is reputational value. Our comparative analysis will focus on the exchanges with strong reputational value.

Cryptocurrency exchanges can be either centralized (CEX, a model in which the exchange controls a user’s wallet keys) or decentralized (DEX, a model in which the user controls the wallet keys). In this comparative analysis, we will not distinguish between DEX and CEX and focus on their fee offering.

Let’s begin!

Binance

Now, who hasn’t heard of Binance? Binance, based in Malta, has grown to become the largest cryptocurrency exchange, in terms of daily transactions. It supports hundreds of digital assets including Bitcoin, Ethereum, Litecoin, and its proprietary BNB token. Binance has, at the time of writing, 13.5 million users.

Binance is a Centralized Exchange (CEX), which means that they are always in possession of a user’s cryptographic keys.

We will focus on Binance’s fees for spot trading. Binance is chock-full of services and it has a comprehensive fee system. In addition to spot trading fees, there are Margin Borrow Interest fees, Future Trading fees, Cross Collateral Interest Fees and Liquidity swap fees.

Let us have a look at Binance’s Spot Trading fees. The fees are variable, and they are a function of the trading volume. If the 30-day trading volume is below 50BTC, then the maker fee varies from 0.0750% to 0.0525%. If the 30-day trading volume is above 50BTC, then the taker fee varies from 0.075% to 0.015%.

As you can see on the table below, spot trading can get very cheap if you have significant holdings on the platform!

Binance also charges fees on withdrawals, and these depend on the currency you are withdrawing, as can be seen below:

Bisq

Bisq is a decentralized, open-source cryptocurrency exchange that comes in the form of a desktop and mobile application, with servers all around the world, which means it is highly resilient to attacks. It allows users to buy and sell Bitcoin for their local currency. In terms of security, Bisq is one of the best cryptocurrency exchanges out there.

Bisq charges the following fees:

  • Create Offer fee: 0.001 BTC, which at current market prices is approximately 50$.
  • Take Offer fee: 0.001 BTC
  • Bitcoin mining fee: 0.003 BTC
  • Security Deposit: 0.1 BTC

As we can see, making peer-to-peer deals on Bisq is not cheap! But this is the price of convenience coupled with the fact that no KYC is required of users.

Kraken

Kraken is an exchange based in the United States, which has been operating since 2011. It is available in 48 American States and 176 countries, and counting! Tens of digital assets are supported by this exchange including the most popular ones, such as Bitcoin and Ethereum.

Kraken offers fast bank deposits and withdrawals and charges low fees for those. The fees for bank withdrawals are between 0% and 0.36% – the fee is a function of one’s 30-day trading volume and type of trading. Lower fees will be offered to users who trade more.

Kraken’s fees, which are lower than Coinbase, are based on a user’s 30-day trading volume. The starting fee for makers is 0.16%, and takers are charged 0.26% per trade. If an account’s volume hits $500,000, which is significant, the fees go down to 0.10% for makers and 0.20% for takers.

Bittrex

Bittrex, based in Seattle and founded by former Microsoft and Blackberry employees, was an absolute powerhouse of an exchange during the first bull run (2017). Bittrex is still one of the largest cryptocurrency exchanges out there. It has gone through some significant changes and has greatly improved their user interface and user experience. This exchange is considered one of the best in terms of security, and trades are settled very quickly.

Bittrex is one of the few exchanges that charge a flat rate regardless of the size of the trade – 0.25% is charged for every trade. Bittrex’s fee policy is simple, transparent, and very easy to understand!

CEX.IO

CEX.IO, established in London in 2013, is considered to be one of the best exchanges for newcomers. This platform has a simple, easy-to-understand interface. No deposit and withdrawal fees on the horizon, which is excellent news. Spreads are comparable to other platforms and they also offer the option to purchase cryptocurrency with a credit card.

But a word about purchasing crypto with a credit card: while it is true that if you purchase cryptocurrencies with a credit card, they will be delivered instantly, it will cost you up to 7% to do so!

This platform also allows bank wires, and there are no deposit fees for wires. The only downside of doing so is that you will have to wait 3 to 5 days for the wire to go through.

The trading fees seem a little bit higher than other platforms: they are set at 0.25% for takers and 0.15% for makers. If you trade in size and regularly, it is possible to get those fees down to 0.10%.

Coinbase

Coinbase is a household name in the blockchain sector and one of the largest cryptocurrency exchanges in the world. Its pleasant and simple user interface makes it a great entry point into the world of cryptocurrencies.

Coinbase, which has attracted a lot of press recently due to its IPO, does have deposit fees, but they depend on a user’s location (country) and method of deposit (debit card, credit card or wire transfer). Deposit fees range from $0.99 to $2.99.

Here is a breakdown of Coinbase’s flat fees, which are a function of the size of the deposit:

  • If you are buying/selling $10.99 or less in crypto, then your fee will be $0.99.
  • If you are buying/selling between $11 and $26.49, then your fee will be $1.49.
  • If you are buying/selling between $26.50 and $51.99, then your fee will be $1.99.
  • If you are buying/selling any amount above $52, then your fee will be $2.99.

To those flat trading fees, we have to add the fees that are associated with the method used to purchase Cryptocurrencies:

  • If a user purchases crypto with a U.S. Bank account, a fee of 1.49% will be applied.
  • If a user uses his or her coinbase USD wallet, a fee of 1.49% will be applied.
  • If a user purchases crypto with a debit card on the platform, then a fee of 3.99% will be applied.

If a user would like to withdraw to fiat using a credit card, a fee of up to 1.55% will be applied.

Coinbase Pro, formerly known as GDAX, is a trading platform owned by Coinbase. How much will it cost you to execute trades on Coinbase Pro? Coinbase pro follows the maker-taker model and the fees are as follow:

  • Maker Orders: a fee between 0% and 0.5% is applied to maker orders.
  • Taker Orders: these are made at market price and fulfilled immediately. They are charged a fee between 0.4% and 0.5%.

As we can see on the chart below, on CoinBase Pro, fees are a function of SIZE.

The Final Word: Which Exchanges Have the Lowest Fees?

Our Comparative Analysis focused on the major exchanges with the highest reputational value. Perhaps a different comparative analysis should focus on newer, smaller exchanges. We have found that many of these exchanges adopted the “Maker Taker” model, but Bittrex stands out as an exception with its 0.25% flat fee applied to every transaction.

Binance emerges as the clear winner here, as its fee table based on holdings and 30-day trading average are definitely at the advantage of users. Users are incentivized to deposit more assets on the platform, in order to benefit from those lower fees.




Tips for Businesses New to the Food Industry

​​Right now is an exciting time to be entering the food industry. But, it is important to remember that it is never going to be easy as a new business. Unfortunately, there are young businesses that fail all the time. So, you are going to have to work hard to have an impact in such a competitive industry. In order to get started, here are some useful tips for businesses that are new to the food industry.

Keep Things Simple

Starting a new business is exciting and you are bound to have plenty of ideas. But, your first year in business is going to be hard. You are going to have to watch your finances and focus on building a client base. So, no matter what angle you have for coming into the food industry, you have to keep things simple. In other words, only offer a few products or services to begin with. Offering too many options is going to eat into your finances and mean you have more expenses. This is only something you want to do when you know you have the customers to make it successful.

Know how to be Efficient

If you want to be successful in the food industry, you are going to have to learn from an early stage how to be efficient. In other words, you want to cut down on waste. Make sure that you do all of the preparation work first before you start to think about orders. For example, it can be helpful to have an electronic weighing scale in order to have precision. This way, you are fulfilling the needs of your customers but you are weighing out products in an efficient way. This excess waste can quickly accumulate into the kinds of expenditures that begin to break business models. Don’t be skimpy with portions if you don’t want to be skimpy but you need to be efficient with the production of them.

Always Ask for Feedback

Customers are quite open to trying out a new business. This is particularly true if they are local to their area. Indeed, in the food industry, people will be curious about what products you have on offer. One of the best things you can do is make sure that you gather feedback from every new customer you have. This is going to allow you to know what you are doing right and ways you can improve. What’s more, if they leave online feedback for your business, this is going to spread your good work to other people in the area.

Know Your Competition

Of course, you want to be focused on what your business has to offer. But, you also need to know what your competition is up to. This is going to give you inspiration and ideas, as well as see what customers are looking for. You can see what is working for your competitors and what they could do better.  Keep an eye on their websites, as well as their social media accounts.




Best Trips to Take for Relaxation

Daily stress and frustration can have a significant impact on your mental and physical health. A relaxing vacation can free your mind and leave you feeling completely rejuvenated when it’s time to return to the real world. Isn’t that the whole point of vacationing in the first place?

There are numerous relaxing destinations to select from in the United States and around the world. Relaxation can take many shapes, like thrilling waterfalls in Costa Rica, spectacular landscapes in Norway, charming villages in France, serene coastal retreats, and ancient hideaways. This article is about the finest vacations you can go to for relaxing. Please continue reading.

Camping Locations Near Jimmie Davis State Park, Louisiana

Camping in Jimmie Davis State Park may be a fantastic trip. This campsite is based in Metairie, Louisiana, roughly two miles outside New Orleans. If you’re an outdoor lover who enjoys backpacking, this campsite could be just what you’re searching for. There are approximately forty tented camp spots with plenty of areas to sleep, hiking opportunities, and boating access.

There are various hiking paths near the campground. Additionally, boat docks are available, allowing you to take your boat out on weekends.

Jimmie Davis State Park is also culturally important for those interested in learning about their ancestors. Some benches have been in place since the discovery of gold in Louisiana. Relaxing on these benches on a chilly winter day and glancing out across the quiet wetlands and little streams can let you forget about your troubles for the day. The park also offers many gorgeous beaches where you may get close to the rivers by swimming, kayaking, or simply having a nice picnic.

Florida’s Dry Tortugas

What makes a trip here so attractive? If you’ve never been here before, you’ll need to travel by boat or seaplane. This location is 70 miles off the coast of Key West. Dry turtles, also known as the Tortugas, were first discovered by Ponce De Leon in the 15th century. Currently, the national reserve provides information on his life and that of the doctor who treated Abraham Lincoln’s murderer. It doesn’t matter if the beaches are littered with abandoned boats from Cubans seeking refuge.

What will you enjoy here? The snorkeling is fantastic here, thanks to the fort cliffs, which provide shelter for various species, including yep and barracuda.

North Carolina’s Carova Beach

What makes the region so unique? The Outer Banks is a natural relaxation point, but Carova, the northernmost island, is exceptionally peaceful, considering its waterway location. There are no resorts or stores in the area. It consists solely of vacation rentals. Furthermore, you’ll need a four-wheel-drive car to get to and from since the roads are filled with sand.

This is an ideal location for people who enjoy relaxing on beaches. It is 11 miles long and 11 miles wide. The greatest time to plan a trip here is during the Summer. Do you have any idea why? You can swim, surf, paddleboard, or do almost nothing in the always-temperate waterways.

What other things can you do here? You’ll have a great time with the wild horses. These wild horses roam the entire island. You should, however, stay a bit far away from them since they are unruly.

Antigua’s Hermitage Bay

Antigua’s Hermitage Bay is found on the island of Antigua. It is among the world’s finest all-inclusive hotels. As a five-star resort, it provides the utmost luxury and has changed the way many of us think about all-inclusive vacations. Its elegant apartments are hidden in 16 acres of landscaped gardens, with spectacular white, fluffy sand in the front. What better way to de-stress than drinking the freshest real Champagne in the beautiful sunsets?

You can also enjoy the Garden Spa services, which are driven by old Eastern chakra theories. Locally sourced vegetables are incorporated into Jamaican, Chinese, and Indian dishes to create delicious meals. The food is served at a mega restaurant with a sea view. You can book the all-inclusive meal package that contains three meals each day, an afternoon snack, top-quality beverages, house wines, and French Champagne.

What activities will you take part in while you’re here? Long Snorkeling, kayaking, and windsurfing, as well as yoga, gymnastics, and meditation programs, are just a few of the activities that will help you relax.

Conclusion

Daily stress and frustration can have a significant impact on your mental and physical health. A relaxing vacation can free your mind and leave you feeling completely rejuvenated when it’s time to return to the real world. A trip to one of the areas I have mentioned above can help you relax.




5 Reasons Video Games Should Be More Widely Used in School

In an effort to curtail how much time young people spend playing video games, China has banned students from playing them during the school week and limits them to just one hour per day on Fridays, weekends, and holidays.

The new rule took effect Sept. 1, 2021.

From my standpoint as a video game designer and scholar who specializes in game-based learning, I don’t see a need to limit video game play among students during the school week. Instead, I see a need to expand it – and to do so during the regular school day.

Video games are one of the most popular mediums of our times. One estimate shows that by 2025, the global gaming market will amount to US$268.8 billion annually – significantly higher than the $178 billion it is in 2021.

The money spent on gaming does not just facilitate a virtual escape from the real world. Scholars such as James Paul Gee, a longtime literacy professor, have repeatedly shown that video games can be used to facilitate learning in the K-12 classroom. Education writer Greg Toppo reached the same conclusion in his critically acclaimed book, “The Game Believes in You: How Digital Play Can Make Our Kids Smarter.”

A long history

The use of video games in the classroom is nothing new. Many people who went to school in the 1970s through the 1990s may recall the iconic video game The Oregon Trail, which made its debut in a classroom in 1971.

In the game, players lead a group of settlers across the Midwest following in the footsteps of Lewis and Clark. The game came just before the video game industry was established with the 1972 release of the video game Pong, an electronic version of table tennis.

Even though educational video games have been used in classrooms for 50 years – and despite the fact that research shows educational games can be effective – they are not that common in classrooms today.

Many educational games have been released since the days of The Oregon Trail. Some of the most popular are: Where in the World Is Carmen Sandiego?,Math Blaster!, Zoombinis, iCivics, DragonBox Algebra and History Maker VR. Most games are for pre-K to elementary school students.

Here are five reasons why I think video games should be used in every classroom.

1. Video games can help students stay in STEM

In 2020, the President’s Council of Advisors on Science and Technology found that the nation needs to create the STEM workforce of the future. One of the reasons students drop or switch out of science, technology, engineering, and math programs is because of the difficulty of introductory courses such as calculus.

The University of Oklahoma has developed a calculus game that can help students succeed in calculus. Research has shown student mastery of calculus increases when using a purposeful designed learning game, such as Variant: Limits – another calculus game that was developed at Texas A&M University.

2. They provide experiential learning

Teaching students 21st-century skills, such as creative problem solving, is important for the future workforce, according to the Organization for Economic Co-operation and Development. Games such as DragonBox Algebra, where students solve math problems in a fantasy environment, can help students master skills such as critical thinking.

In games such as Civilization, players can be a civic leader and direct the prosperity of nations. In ARTé: Mecenas, learners can become members of the Medici family and become patrons of the arts and successful bankers. Students learn through doing and can gain skills and knowledge through experiential learning that might not be gained in traditional classrooms.

3. Players learn from failure

Games are a natural way to allow students to fail in a safe way, learn from failures and try again until they succeed.

Some games, like Burnout Paradise make failure fun. In the game, players can crash their cars – and the more spectacular the crash, the higher the points. This allows players to essentially learn from their mistakes, correct them and try again.

The late video game theorist and author Jesper Juul wrote in his book, “The Art of Failure,” that losing in video games is part of what makes games so engaging. Failing in a game makes the player feel inadequate, yet the player can immediately redeem themselves and improve their skills.

4. Students stay engaged in content

The average time a student spends learning in a classroom is only 60% of the allocated class time. Extending the school day to give students more time for learning has been shown to be only marginally effective. A more effective way to maximize time for learning is through engaged time on task. When students are interested and care about a topic and it is relevant, they are curious and engaged. This provides a much better learning experience.

In the classroom, teachers can engage students. But when it comes to homework, educators have to rely on other ways to motivate students. One way is through games. Educational games can be designed to improve motivation and engagement, providing students with more engaged time on task.

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5. Games make complex knowledge fun

Educational theories state that students cannot be given knowledge; they construct knowledge in their own minds. Learners build on previously learned concepts to construct higher-level and more complex knowledge to make it their own.

The periodic table of elements is challenging to learn and remember for many students. However, learning a complex three-dimensional matrix with 27,624 values is easily accomplished by middle school students playing the popular video game Pokémon. The essence of the game is figuring out how to combine the 17 different types of attack when battling other Pokémon. Each Pokémon has one or two types of attacks they can use. Players do not learn the different possible combinations by studying a large table with 27,624 entries, but by playing the game. Through playing the game, students gradually construct deeper knowledge of the game and develop core skills, such as literacy, how to compete with grace and sportsmanship, and abstract thinking.

Pokémon was not developed as an educational game, but its design principles – and those of other popular video games – could easily be used to design video games for classrooms that enhance their educational experience.The Conversation

By Andre Thomas, Director – LIVE lab and Associate Professor of the Practice, Texas A&M University

This article is republished from The Conversation under a Creative Commons license. Read the original article.




What You Need to Know About Chiropractor in Singapore

They say that health is wealth, and that has become the mantra of all especially in this pandemic. We have been accustomed to the role that medicines play in our health, and for every ailment, we take a pill for it. From a slight headache to sore muscles and lower back pain, we have a variety of pain relievers available at any pharmacy and even in convenience stores. However, there are instances when taking medicines and pills does not provide the relief that you expect, and when your body continuously aches, then there could be an alternative explanation for it. A Chiropractor in Singapore is a specialist that practices the treatment called chiropractic or the treatment of the mechanical disorders of the musculoskeletal system or the spine.

The practice of chiropractic is now considered medical treatment for everything that ails the body especially that the spine is connected to all parts of the body. The treatment is given through the manipulation of the spine and the alignment of the spine to the rest of the body. The entire process involves the cracking of bones and the pulling and pushing of the muscles and bones. The bones may produce sounds that may be disturbing to some and most people are afraid of getting a session since they think it is painful, although most chiropractors would say that the pain is minimal and yet the outcome is astounding. But of course, not everything can be corrected or treated in a single session, it usually takes a number of sessions before the desired outcome is achieved. The patient can go in for regular treatments once a week for those with chronic pain and only once every two weeks or month for those with manageable pain. It takes between 6 to 8 sessions before the spine is completely aligned and by then the patient is expected to observe a proper range of movements to prevent the pain from coming back.

What Services Does a Chiropractor in Singapore Offer?

It would seem that any ailment that involves the muscles, spine, and bones can be treated by a chiropractor in Singapore. Thus, stiff necks, migraines, lower back pain, limited range of movement, bad posture, leg cramps, and even muscle injuries can be cured by chiropractic. Each session is tailored to fit the patient, since not everybody is the same, how fast or slow the body will respond to the chiropractic sessions will depend on the client. Due to individual differences, there is no one-size-fits-all concept in chiropractic, rather each individual manifests its misalignment differently, and hence the chiropractor has to address each unique issue or concern. What remains the same for each patient would be the promise that they will feel better after each session and that they do not have to necessarily endure pain.

Some patients even feel better after a single session and since it rids them of the pain they have experienced for a long time, they diligently keep coming for the rest of the treatment. The services they offer are perfectly sound and safe, and there is nothing to worry about, except for the price for each session that is. Although chiropractic can cost a lot of money, the rewards you get for not having to feel pain and taking pain relievers that is damaging to the kidneys and liver are worth it. The chiropractors also conduct an initial assessment and interview of your health status and the pain that you are feeling. It is in this initial assessment that the chiropractors can develop the strategies they would take to align your spine with the rest of the body.

Where to Find a Chiropractor in Singapore?

Unlike in other advanced countries where chiropractors are plenty, chiropractors in Singapore are not that many in number. For one, it takes years of study in order to become a chiropractor, and most of the time it is difficult to set up practice in a place where people are not into it or worst are fearful of the treatment. This is why most of those who graduate from chiropractic university will choose to stay in the same country since there will be a lot of potential patients that they can work with. On the other hand, there is also the appeal of starting out in a new environment and be able to successfully convince people that chiropractic treatments are effective. In Singapore, you can find a handful of chiropractors but there is no waiting list since most people find it strange and different and with an excellent healthcare system, people would rather go to a physician to get a prescription for pain medication. In order to find the best chiropractor in the country, one can search the internet and find a chiropractor that operates in the area, you can then reach out to the clinic and set an appointment. You can also find them through their contact numbers and give them a call if you are within the area.

What to Expect from a Chiropractor in Singapore?

Once you have set an appointment for your initial assessment and consultation, the chiropractor in Singapore will verify your identity and take your vital signs and then you need to wait for your turn. During the consultation, the chiropractor will ask you about what your problem areas are, how long you have been feeling pain and what medications you have taken for it. Any previous injuries and accidents and surgery will also be asked, so you need to answer truthfully. This is an important step since this is where the chiropractor will determine if you are a good candidate for the sessions. The first session usually happens right after the initial consultation, it is also a sort of demonstration so that you will be aware of what to expect in the coming sessions. The first session will likely address the most pressing problems and physical pain that you have, and after each cracking, you will feel immense relief. After which, the chiropractor will draw up an individualized plan so that all of your ailments will be addressed effectively.




7 Common Criminal Defense Law FAQ’s Answered

Many people face confusion regarding the criminal defense law. Here you will find answers to the seven most frequent questions that come to mind when criminal law is discussed.

Q1: What happens once a person gets arrested for criminal law?

Answer: Typically, the person who is arrested is sent to the local county jail. The police take the person’s personal information to check whether they have any criminal history or other warrants to his name.

Q2: Is it necessary for me to hire a criminal defense attorney?

Answer: Yes, you must hire a criminal defense attorney if you get arrested or get a notice for arrest. The attorney knows how to deal with all kinds of criminal procedures. They are fully aware of your rights as a defendant. You can face prison, fines, sanctions, or jail, etc. That’s why it’s best to hire an attorney.

Q3: How can I find an excellent criminal defense attorney?

Answer: In order to find the best criminal defense attorney in Phoenix, you need to ensure that the person is experienced and has complete knowledge of the field. You can look at the attorney’s past cases and get an idea of skills. Then, make a wise choice because it depends a lot on the attorney.

Q4: Should I talk with the police?

Answer: Although it’s allowed to talk with the police and they will want you to talk, however, it is best not to. They don’t trust you and want to collect proof against you. It’s better to let your lawyer handle your case and speak for you. Try to avoid talking to the police as much as you can.

Q5: What does Felony mean?

Answer: A felony is a punishable and serious crime in which you might go to prison for a year or get a death sentence. The person who is proved for a felony spends his serving time in prison instead of jail. Examples of felonious assault are rape, murder, robbery, burglary, grand theft, etc.

Q6: Will I appear guilty if I hire an attorney?

Answer: Many people are concerned that they would appear guilty if they hire a criminal defense attorney. In reality, this is entirely wrong. Every citizen has the right to be represented through a lawyer and you must use it. Not just this, an attorney would have a better idea of the situation.

Q7: What is bail? How does it work? 

Answer: It is a financial assurance that tells the court that the defendant will come to court and attend the trial after they are released from custody. There are two types of bails you can avail. One is cash bail, in which the defendant covers the complete bail’s amount. The other option is bond. In this bail option, 10% of the amount has to be paid. In a cash bail case, if the case is dismissed, all cash will be returned, while no amount will be returned in a bond bail case.

In short, it’s very important to take the assistance of a qualified defense attorney. You might feel that you don’t need an attorney but that’s not the case. Police will try to make you look guilty and you must have an experienced person to fight your case.




Can Student Loans Be Cleared Through Bankruptcy? 4 Questions Answered

For decades, student loans have mostly been prohibited from being discharged through bankruptcy proceedings. That could change under the FRESH START through Bankruptcy Act. Here, public policy scholars Brent Evans and Matthew Patrick Shaw, both of Vanderbilt University, explain why student loan debt cannot usually be cleared through bankruptcy and how that might change if the proposed bill becomes law.

Why can’t people get rid of student loans through bankruptcy now?

Although not impossible, discharging student loans in bankruptcy is difficult. Due to a 1976 law, student loans are not treated during bankruptcy proceedings like other forms of debt, such as credit card debt or auto loans. This policy stems from a federal commission on bankruptcy laws, which heard testimony that claimed the easy discharge of educational loans in bankruptcy could undermine federal student loan programs. Congress was concerned that students might borrow thousands of dollars from the federal government, graduate, declare bankruptcy to have their student loans discharged, and never repay their educational debt.

In an extension of the Higher Education Act of 1965, Congress passed the 1976 law, which made borrowers wait five years after the first student loan payment was due before they could have the loan discharged through bankruptcy. Congress created an exception that allowed for discharge within that five-year period if the loan caused “undue hardship.”

Congress extended the five-year bankruptcy ban to seven years in 1990. Then Congress extended it to the borrower’s lifetime in 1998.

Currently, the “undue hardship” exemption is the only way to have student loans discharged in bankruptcy – that is a much higher threshold than many other common forms of debt. This higher threshold includes both federal student loans and, since 2005, most forms of private student loans.

Haven’t there been cases where people still got rid of their students’ loans through bankruptcy?

Absolutely. Though difficult, it is still possible to have student loans discharged through bankruptcy by meeting the undue hardship requirement. A 2011 study found that only 1 in 1,000 student loan borrowers who declared bankruptcy even tried to have their student loans discharged. However, those that did succeed at a rate of 40%.

Section 523 of the Bankruptcy Code does not set out a specific test to determine what qualifies as undue hardship. The federal courts are split on what the appropriate standard should be for discharging student loan debt. The Second Circuit case, Brunner v. New York State Higher Education Services Corporation, established three requirements that determine whether undue hardship applies.

First, the borrower must demonstrate that if forced to repay the student loans, they will be unable to meet a minimal standard of living based on income and bills.

Second, the borrower must be unable to repay for a “significant portion of the repayment period.”

Third, they must have made good-faith efforts to repay the student loan.

If a bankruptcy court agrees that a borrower meets these three requirements, the court can discharge the student loan debt.

But bankruptcy courts in the Eighth Circuit (in the Upper Midwest) — and occasionally courts in the First Circuit (in Puerto Rico and parts of New England) — reject Brunner and examine the “totality of the circumstances” instead.

For example, the 2003 case In re Long states that a borrower can meet the undue hardship requirement in a different way from Brunner. The borrower must establish that they cannot meet a minimum standard of living given financial resources, necessary living expenses, and other circumstances.

This test is considered less difficult to meet than Brunner because it does not require a borrower to establish “certainty of hopelessness” or “total incapacitation.”

Explain the proposed law to allow bankruptcy for student loans

If enacted, the bipartisan FRESH START through Bankruptcy Act would change the current law to remove the lifetime ban on student loan discharge in bankruptcy and replace it with a 10-year ban.

Under the proposed law, if borrowers can show that paying their student loans caused undue hardship during the first 10 years, then they can get it discharged after that 10-year period is over without having to prove that it would be an undue hardship from that point forward.

This change would only apply to federal student loans, not private student loans. Any discharge of private student loans, regardless of the repayment timeline, would still require proving undue hardship.

To help shoulder some of the financial cost to the federal government of this proposed change, the bill also includes an accountability measure for colleges and universities. The schools would have to reimburse the government for a portion (either 50%, 30%, or 20%) of the discharged student loan amount depending on the cohort default rate and a repayment rate of the institution at the time the first loan payment comes due.

Would bankruptcy become an attractive way to get rid of student loans?

Declaring bankruptcy is not an ideal option to deal with student loans because it comes with substantial immediate and long-term consequences. The immediate consequence is that bankruptcy can result in the sale of the property to pay off debts. The longer-term consequence is that, depending on the type, Chapter 7 or 13, a bankruptcy stays on credit reports for seven to 10 years. The substantial negative mark on credit reports means it will be more difficult to obtain a credit card, auto loan, and mortgage. When any form of credit is obtained, the interest rates are likely to be much higher with a bankruptcy on record.

Another solution to a large student loan debt is to enroll in an income-driven repayment plan, such as Revised Pay As You Earn. These plans limit the amount of the monthly payment on federal student loans to a percentage of your discretionary income, which is the difference between your income and 150% of the state poverty guideline, adjusted for family size.

After 20 years of repayment for undergraduate loans (only 10 years if the borrower is in a public service job), the remaining balance is forgiven. If the new bill becomes law, borrowers in income-driven repayment plans will have a choice. They can either pursue bankruptcy after 10 years and suffer the consequences, or continue paying through loan forgiveness.

Brent Evans, Assistant Professor of Public Policy & Higher Education, Vanderbilt University and Matthew Patrick Shaw, Assistant Professor of Public Policy, Education and Law, Vanderbilt University

This article is republished from The Conversation under a Creative Commons license. Read the original article.




Benefits of Studying in Canada and How to Apply

When people think about high-quality education, Canada often comes to mind. This is because Canada is currently in the top 10 for its education from kindergarten level to higher secondary levels. It’s currently also the most educated country in the world, with 57.9 percent of the population having some sort of tertiary education.

Continue reading to discover several benefits of studying in Canada and how to apply for a Canadian study permit.

Advantages of Studying in Canada

1. Affordable tuition 

Compared to many other international universities and colleges, Canada is relatively cheaper. Tuition at the top-level Canadian universities is actually around 16 to 38 percent cheaper than the best schools in the U.S.

2. Many research opportunities

An important component in Canadian post-secondary education is research. Both government and the industries support research, including telecommunications, medicine, agriculture, computer technology, and environmental science.

3. Internationally recognized

Any certificate, diploma, or degree is globally recognized and equivalent to those from the United States or other Commonwealth countries. For example, the University of Toronto, University of British Columbia, and McGill University feature in the top 50 engineering and technology institutes globally.

4. It can lead to becoming a permanent resident

International students in Canada who’ve graduated from a Designated Learning Institution (DLI) could qualify for the Post-Graduation Work Permit (PGWP), which allows post-graduates to obtain a Canadian open work visa. Working in Canada will give you an opportunity to apply for permanent residency through the Canadian Experience Class (CEC), which falls under the Express Entry system.

How to Apply for a Study Permit in Canada

Anyone who wants to study in Canada requires a study permit. The Canadian study visa is valid for the length of your program plus an extra 90 days. Those extra days could give you time to find a job and apply for a Canadian work visa.

To apply for a Canadian study permit, you’ll need the following documents:

  • an acceptance letter from a Designated Learning Institution (DLI);
  • a valid passport or travel document; and
  • proof you can finance yourself and any family members who go with you while in Canada.

In some cases, you may also need:

  • a letter of explanation;
  • a certificat d’acceptation du Québec (CAQ);
  • a custodian declaration, if you’re a minor; and
  • other documents you may need depending on your country.

Please note that a Designated Learning Institution (DLI) is a school that has been approved by the provincial or territorial government for international students.

The application can be done online or by mail. Generally, international students apply for a study permit before arriving in Canada. However, it can also be done when arriving at the port of entry in Canada. Overall, you can apply according to the option available to you.

Applying for your Canadian study permit online has several benefits, including no courier fees, the delivery is instant, and applications may be processed quicker. Additional documents that may be required from you can be submitted easily, and you get updates on the status of your application directly in your online account.

Receiving the study permit alone won’t allow you into the country. Therefore, a student visa will be given along with the permit, which ultimately allows you into the country.

Start Your Study Journey Today

To learn more about the benefits of studying in Canada and how to apply for a Canadian study permit, read this guide.

Student life in Canada is among the top globally. If you want to know more about it and what to expect as a student living in Canada, go to CanadianVisa.org.




7 Mistakes That Can Get You Banned From Facebook

Facebook is not just a social media platform. It has created opportunities for people around the world. Those with E-commerce stores use Facebook for business as it helps in the advertisement of various products. As such, most online stores entirely rely on Facebook and other social media platforms for product promotion.

However, several things can cause some problems with Facebook. This applies to both personal and business accounts, so ensure that you follow the Terms and Policies highlighting the dos and don’ts of this platform.

Facebook is a bit strict when it comes to the management of business accounts. That said, if the algorithm detects any strange activity in your account, you may be blocked from using Facebook services. Facebook can ban a user temporarily or permanently depending on the seriousness of the offense that is committed.

In most cases, people get banned from Facebook for the simplest mistakes. At times users have no idea why their accounts are banned. Also, most accounts are banned by mistake due to unknown system errors.

Things That Can Easily Get You Banned From Using Facebook Services:

1. Posting Misguiding Information

When using your personal account or Facebook business account, ensure that you relay the correct information to your audience/customers. You should conduct thorough research on all products before posting them on your page. Never post any information that you are not sure about because Facebook may limit your page from reaching more people. In a worst-case scenario, the account may be banned permanently.

2. Being Too Active or Leaving your Personal Facebook Account Dormant for Long

As funny as it may sound, being too active on your Facebook account can actually get you banned. You should be careful when sending promotion links, friend requests, or any other content. Little or no activity on your Facebook account can also get you banned. Additionally, you should balance how you manage your business account and personal account. If you leave your personal account dormant for a while, Facebook may ban your business account.

3. Objectionable content

Objectionable content is any piece of information that is defamatory, false, violent, abusive, or fraudulent. At times, you can easily get carried away when engaging with your customers on your business account. As it is with most social media platforms, not everyone will like your products or what you post. You should, therefore, exercise caution when responding to negative comments. Don’t say anything that falls within the bracket of objectionable content.

4. Using Fake Names

To be on the safe side, ensure that you use your real name when using Facebook services. As a matter of fact, Facebook highlights clear rules and regulations that govern how names should be written when creating accounts. There is a section called Names on Facebook that can guide you on how you should structure your name on a personal account or business account. For instance, Facebook does not allow the use of numbers and symbols when writing names. You should also avoid using titles and characters from different languages when you’re assigning a name to your Facebook account.

5.Engaging in Inauthentic Behavior

If Facebook notices any suspicious activity in your account, the AI may flag your account. Inauthentic behavior can be anything that misleads your audience about the origin and authenticity of the products that you are marketing on Facebook. It may involve any other activity that goes against the terms and policies that govern the use of Facebook accounts. When advertising your products, ensure that you do it professionally without breaking any of the rules.

6. Going Against Facebook’s advertising Policies

Before using ads on your Facebook business account or personal account, you should go through the advertisement policies. This will provide you with the necessary information on the types of ads that are allowed on Facebook. When running ads, ensure that you behave organically as this will prevent the Facebook algorithm from thinking you are a bot. Most accounts get banned because the advertisers create ads that are not in line with the regulations that govern the use of Facebook accounts.

7.Associating with Suspicious Accounts or Groups

The built-in Facebook AI is not only advanced but also intelligent. It can detect accounts and groups that are not following the rules to the latter. If you interact with multiple accounts or groups of that type, Facebook may ban your account. Before joining any group, you should double-check the type of content that the members post. The same applies to personal accounts, always check all profiles before sending friend requests.

What to do when banned from Facebook

In rare cases, Facebook may restore a banned account. This can only apply if the account in question was banned for no reason. If that is the case, you can file an appeal by submitting a review form to Facebook. If the platform determines that you didn’t break any rules, your account may be restored. Nonetheless, if you went against any of the rules, your account will stay banned.

Read the Terms and Policies

To safeguard your account, ensure that you read and understand the terms and policies. Besides, Facebook provides its users with detailed rules that are not only easy to follow but also direct.

You should pay close attention to the guidelines when using both business and personal accounts. If you do everything correctly, you will be able to advertise your products on Facebook without experiencing any problems.




Career Tips to Get Ahead in Hospitality and Tourism Management

Tourism and hospitality are the biggest employment industries globally. It doesn’t have to take an in-depth analysis to look around and realize it is a highly profitable and booming industry.

With growth predicted for the next few years and highly lucrative specializations, including adventure tourism, food & beverages, and sustainable hotels, tourism and hospitality is an attractive area to build your career in.

If you’re looking to break into the hospitality and tourism sector, whether because you have unparalleled skills or are passionate about high-end hotels, you probably already know how important management is. To help you get ahead in tourism and hospitality management, here are tips to guide you through:

1.    Master Soft Skills

While technical skills may easily get you noticed, you should rely on your soft skills every time, especially if you want to excel in the sector. The hospitality sector is also fast-paced, naturally requiring people who are resilient, adaptable, and can use their initiative.

Working in the field is a customer-facing and team-orientated role, where communication lines must be positive, clear, and professional, with enthusiasm always sky high. Keep in mind that it is all about offering services with a smile, and knowing that customers are always right.

2.    Plan Beforehand

Career planning is vital in every sector, but it is especially vital in the tourism and hospitality industry. This is because the industry has demanding hours, making it hard to take out time to plan ahead. Without a great career trajectory, both in the long and short-term, you run the risk of being drowned in the humdrum.

The best course of action is to identify a better career roadmap, which you need to pursue in the long-term, whether this means becoming a hospitality businessperson, world-class chef, or manager.

Depending on your roadmap, be sure to lay down long and short-term goals. Of course, your plans will change as you grow.

3.    Get Educated

Specialized tourism and hospitality courses will teach you everything you should know before you even get ready to enter the industry. It is a vital decision to take, and research and a considerable amount of time will go into it.

The hospitality and tourism management course you choose must be in sync with your future career. For instance, if you want to study culinary arts, ensure you choose a college or university that is popular for culinary training programs.

4.    Network

In hospitality and tourism, just like in other industries, knowing the right individuals will be helpful for the sake of climbing the ladder upward.

It also translates to knowing the right details and being affluent with valuable groups. It could even mean a great difference in the in-house and huge promotional opportunities, all made possible through your active development of essential relationships.

You can network in different ways. For one, you can speak to your colleagues and become more active. You also visit the Facebook page or website of the company often and socialize with your team.

5.    Speak to family and friends

Did you choose a career for money and job security, and now you cannot get reasons to defend your decision?

Well, money usually plays a main role in the lives of everyone. Although most are in the hospitality and tourism industry because they chose to, some still wish they would have pursued their dreams.

Hospitality is also an adventure on its own. There is much to learn, including messy decks, housekeeping, complaining tourists, and non-stop nagging clients.

Before you make any major decisions, ensure you speak to everyone who is close to you. Individuals who have known you forever are the right people to ask for their suggestions or advice regarding your career-changing idea.

The Bottom Line!

The hospitality and tourism management sectors demand a specific set of skills. The industry is growing globally, and it is a field which brings currency to many countries.

Learning how to make sure that the people who come to your tour agency, hotel, or restaurant have a great time and have no issue recommending you to other clients is key. If you are new to the industry, you can use tips to achieve your goal.




What Is The Most Profitable Crypto To Mine In 2021?

Cryptocurrencies are getting all the rage from investors and crypto enthusiasts globally. Despite the recent turmoil that the exchange market saw, crypto enthusiasts share the vision that it is only temporary, and the market will bounce back to an even higher number in some time. As risky as it is to commit your money to cryptocurrencies, the returns it offers to investors are extraordinary and worth some sleepless nights (due to its highly volatile nature).

It is no secret that people are trying to find the most profitable cryptocurrency to invest in. However, mining a cryptocurrency can be a promising avenue to explore if you do not want to commit your money directly. Many individuals who possess computer systems with Graphics Processing Units (GPU) or PCs equipped with application-specific integrated circuits (ASIC) are building mining rigs to mint money.

As a result, this article will let you know about the various features of mining and which cryptocurrency is the most profitable to mine.

How To Mine Cryptocurrency?

To embark on the cryptocurrency mining journey, go through the points mentioned below and understand the process thoroughly.

  • Download free mining software from the internet. Please beware of the software you are choosing. Sometimes, a few download extensions entail system malware which might damage your PC.
  • Carefully choose a coin wallet that will hold all your crypto mining earnings, and allow you to view every transaction.
  • Once you have set up the shop, it is time to get yourself chummy into an online mining pool. Get the membership, and join the community of miners who are well-versed with the entire process. Individuals usually join a pool to ensure a stable income and profit consistency.
  • You will also need to get a membership at an online currency exchange.

However, guarantee that your computer can hold the pressure you will subject it to when you start your mining operation. Once you are done with all the steps mentioned above, you are good to go with mining cryptocurrencies. To join the best GPU crypto mining pool, visit woolypooly.com.

Best Cryptocurrency To Mine In 2021

The first thing that would flash in front of your eyes when you hear the word “cryptocurrency” is Bitcoin. It is probably because you have heard about it so much that it is possibly the only thing you retain about the industry. Since all the buzz surrounds Bitcoin, it is impossible to de-tangle the two.

However, if you are thinking that you would embark on your cryptocurrency mining journey by minting Bitcoin, it is probably not the best idea. Since many miners are already mining Bitcoin, it is hard to compete in a pool that is saturated with systems with considerable power. Therefore, consider mining the following cryptocurrencies for a much higher payout.

Monero (XMR)

Probably one of the most underrated alt-coin Monero is a cryptocurrency that can get you a significant payout. With more than $3 billion in market capitalization, it is ranked 14th in the cryptocurrency market list in terms of valuation. It is relatively easier to set up a mining rig for it. All you need to do is acquire the hardware, a cold wallet, and mining software, and you are all good to go.

Ethereum (ETH)

Ethereum is gaining the competitive edge against Bitcoin since it is the second-most valued cryptocurrency in the market and the most popular after your majesty itself (Bitcoin). Therefore, be rebellious and consider mining Ethereum and its spin-offs such as Ethereum Classic and Cash. Since a lot of marketplaces are emerging on Ethereum, the blockchain will surpass Bitcoin in the coming years.

Metaverse (ETP)

An open-source, public blockchain domain offering digital identities, assets, properties, and oracles, Metaverse provides a robust infrastructure for organizational and social needs. Apart from this, you can convert your ETP gains into other more profitable cryptocurrencies to gain the most out of your mining operations.

Dash (DASH)

Representing a very quirky amalgamation of the word digital and cash, Dash was initially released as Xcoin, which changed to Darkcoin in a few days before finally being renamed to Dash. It is also an open-source platform that allows users the freedom to spend anywhere and at whatever they want. You can move your currency anyway on Dash, and no one would know (except the blockchain’s ledger).

Litecoin (LTC)

Famously forked from the Bitcoin protocol, Litecoin is a robust payments platform that allows individuals to execute transactions seamlessly. Recently, the trading curve for the cryptocurrency has been exhibiting a promising trend, flocking investors to buy and miners to build a rig for it. Litecoin can help you gain profits in the future since it has been accepted by the entire investor community quite appeasingly.

Dogecoin (DOGE)

Started as a joke, this cryptocurrency did not witness traction until recently when Elon Musk vouched for it. With a market price of $0.00026 in December 2020, Dogecoin has reached a market mobilization of $0.558. Therefore, mining this cryptocurrency makes sense considering it cannot be a hedge against inflation since there is no market supply cap. Some of the most efficient software platforms to mine Dogecoin using your GPU unit include CudaMiner, Cgminer, and GUIMiner.

Cardano (ADA)

One of the most robust cryptocurrencies, Cardano has a sparkling future, even if you do not see it yet. Cardano strives to offer a seamless user experience by executing fast and reliable transactions.

Conclusion

Although no one cryptocurrency takes the entire cake, mining multiple coins on your GPU or ASIC-equipped systems can benefit you in the long run. You can even convert your mined cryptocurrency into the ones that are doing better on the market. Therefore, there are limitless options available to individuals wanting to step into the competitive arena of mining.

You can consider mining the coins mentioned above or research on your own to go with the coin that your gut says will profit the most. Nevertheless, it will be raining profits once you start your mining endeavor.