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5 Budget-Saving Ways To Make Ends Meet During The Pandemic

Posted by on February 11, 2021 in Economy, Loans and Frugal Living with 0 Comments

After nearly a year, the global coronavirus pandemic continues to affect our daily lives and finances worldwide. Almost every facet of life has had to change to accommodate the safety measures to keep people safe from illness. There is nothing ordinary about this new landscape, from at-home quarantines and social distancing to children learning from home and job layoffs.

Millions of people are struggling to keep up with their monthly expenses. As the world changes, your budget likely needs to be adjusted so that you can stay afloat. Your primary expenses like mortgage payments, rent, utilities, and groceries can be tough to budget for if you have unexpectedly lost your job. The good news is that as vaccines begin to roll out through every country, the loss of work won’t last forever.

Buckling down on your expenses is just part of the process of surviving a financial downturn. With many people living outside their means, there are often many places where budgets can be cut. Emergency funds can be found through short term loans at, and you can follow some of these frugal tips to help make ends meet during the pandemic.


The most important place to start your savings journey is to track your expenses and create a budget. Track your spending habits for a month by writing down where your money is going and keeping receipts. You will have a much clearer picture of the areas where you can afford to make cuts to your budget when it is all down on paper. It’s essential to place your primary expenses, including housing, utilities, and groceries, at the top of your budget. 


If you are facing unemployment during the pandemic, it can seem impossible to continue paying your debts. Your current repayment schedule may not be possible when you are trying to scrape together funds just to pay your mortgage. Many credit card companies, student loan holders, and other creditors have adopted temporary relief solutions during the crisis. Talk to each of your creditors and let them know that you have the desire to continue paying down your debt and ask if you can renegotiate your repayment terms temporarily until you get back to work.


If your finances are tight, now is the time to take advantage of your assets’ value. If you own a car, boat, or RV that is just sitting in your driveway costing you money, you should consider finding a title loan to get the cash you need. A title loan is a unique way to get a secured loan, even if you have poor credit or are not currently working. The value of your title vehicle acts as collateral, and you can borrow against its value. You don’t have to forfeit your asset unless you are unable to meet your payments.


Once you record all of your expenses on your budget, you may be surprised at how much money you are paying out each month on subscriptions. Things like your extra cable package, a book of the month club membership, and magazine subscription prices can add up. Review all of your subscriptions and decide which ones are a priority and what you can live without. Cancel unnecessary subscriptions and put others on hold until you are back in financial shape.


With so many job layoffs, you may need to look for some side jobs to help make ends meet. There are still work opportunities out there if you know where to look. Take advantage of your car to make some money by signing up with a ride-sharing program like Uber or Lyft. Use your job skills as a consultant for another company or look for freelancing jobs on sites like Craigslist or Upwork.

These are unprecedented times that have been tough on everyone. If you are struggling to make ends meet, try some of these tips to help you survive until the end of the pandemic, when things begin to return to normal. We are all in this together.

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