Health and healthcare facilities are top priorities of governments and organizations. There are many public and private sector organizations who work for the provision of proper healthcare and medical facilities. Medicare is the healthcare continuation program to provide medical insurance facilities for citizens of age 65 or older. In United States, Medicare is working as governmental organization for healthcare coverage and health insurance. Different Medicare plans are there for older citizens that cover healthcare facilities and medical facilities accordingly.
Medicare Overview
Federal government of USA provides health care coverage for citizens of age 65 and older. Medicare programs are also for those who have some disabilities or suffering from End-Stage Renal Disease. Medicare works under the Centers for Medicare and Medicaid Services (CMS) and funded by Medicare taxes and social security. It is your right to avail Medicare insurance programs because as a USA citizen you pay taxes. When you are eligible for availing Medicare facility, you can apply for any plan according to your requirements. If you are 65 or above, or suffering from some disability, or have severe renal disease, you can apply for a Medicare program. For more details visit https://www.medicareadvantage2021.org/.
Medicare Plans
Medicare organization provides different plans for healthcare insurance of old citizens. Basic Medicare has two Parts:
- Part A (It has inpatient coverage and hospital coverage)
- Part B (It has outpatient coverage and medical coverage)
- People can also take Medicare Private drug plan (PDP) depending upon their needs.
Choosing a plan for 2021
You have choice to select a best Medicare plan for you. You can choose a plan according to your healthcare needs and you can also take help from your advisor. For 2021, Medicare introduced some plans given below:
- Medicare Supplement Plan F – 2021
- Medicare Supplement Plan G – 2021
- Medicare Supplement Plan N – 2021
Difference between Medicare and Medicaid
Do not confuse between Medicare and Medicaid, they are two different terms. Medicaid is some other governmental programs for the provision of health insurance. Federal government also funds the Medicaid and cover the insurance of people with low incomes. Medicaid is health insurance program for people with low income and for those who cannot afford medical and healthcare facilities.
Medicare Cards
Those who receive Medicare facility are assigned cards of different colors. The color of these cards depends upon the plan of insurance These cards are of red, white and blue color. The original Medicare card is of blue color which means the patient is getting original Medicare services. The person is allowed to share this Medicare card only with doctors and healthcare providers.
Planning for 2021
Half of 2020 has been passed, so if someone needs healthcare insurance plans for 2020, he/she must apply before the deadline. You can apply for your Medicare 2021 in 2020 and secure health coverage services for you. Medicare will cover most of the healthcare expenses so you don’t have to worry about getting best medical facilities.
