Cats are most often seen as easy pets, especially when you compare them to dogs. You don't have to worry about taking your cat outside to use the bathroom, they groom themselves, and they enjoy being left alone.
However, cats are just as likely to suffer from an injury or become sick. This can result in pricey vet bills, but pet insurance can help with those costs. Here are five reasons you should insure your pet with a pet insurance policy.
Indoor Cats Are Still at Risk
Even though you might not think so, indoor cats are still at high risk of having an accident or becoming sick. Most of the time, these situations will require a visit to the vet to get treatment.
For example, your cat just took a few nibbles on your favorite house plant that might or might not be toxic to cats. You take your cat to the emergency vet immediately to make sure they will be okay.
Cats can also experience injuries from misjudging their jumps or if they fall from a height they aren't used to. They can also experience illness like ear infections, heart disease, cancer, and many more.
Vet Visits Are Expensive
A vet bill for one visit can easily add up to cost you thousands of dollars. The cost of diagnostic tests, treatments, and prescriptions are more expensive than you would even think. Vet medicine allows them to properly treat your pet, but it will cost an arm and a leg to do so.
Pet insurance can help you take care of those costs, allowing you to make the decisions based on what your cat needs to get better instead of what you can afford to pay for.
Wellness Visits and Exam Fees Are Covered
If you think your pet is as safe as safe can be inside your house, you still need to take your kitty for regular vet visits to check on their overall health. Your pet insurance policy will reimburse you for expenses such as flea and tick medicine, de-worming procedures, and other exams your cat might need.
You can also opt for a coverage plan that will pay for administrative exam fees that are charged by your vet just because you walk in the door.
You Never Know When it Will Come in Handy
You can't plan for an accident or an illness, that's why they are called accidents. They can happen at any time, and your pet can develop an illness at any time. You should get your cat an insurance policy the second you bring them home, no matter what their age might be.
Affordable and Easy
Pet insurance is extremely similar to health insurance that we have as people. The only major difference is that pet insurance works as a reimbursement plan instead of covering the costs up front. You submit a claim, then you get reimbursed.
Pumpkin Insurance offers plans that allow you to customize your coverage, meaning you won't have to pay for anything you don't need.
Conclusion
Your cat needs pet insurance because it can help you with expenses that you can't plan for such as an injury or an illness that came out of nowhere. Pet insurance can also cover wellness visits that your cat needs to remain healthy. Depending on the coverage you choose, your policy might also cover medications that your cat needs such as a flea and tick medicine.
Pet insurance is a great thing to have for your cat, even if they are an indoor cat. You can't protect your pet from everything, especially an illness, but you can get help with the expenses and treatment.
