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The Power of Social Media Influencers in 2020

You probably have heard about influencer marketing before. Brands and companies, no matter the size, are choosing this type of advertising to share their products, increase brand awareness, and reach new audiences.

It is estimated that it will become a $9.7 billion business by the end of the year, and since more and more people are spending time following influencers on social media, this could be a good chance to create your first campaign. In this article you will learn 6 facts about why influencer marketing is essential for any business during 2020.

They have a loyal audience

Influencers are usually experts in a field, like Travel, Food, Gaming, Lifestyle, etc. People that follow them try their recommendations and go to the places that they suggest, because they trust them.

As a business you might be struggling to leverage your brand and increase traffic to your online store. If you collaborate with influencers, you might be able to change this. Influencers are going to help you spread your brand’s message, so find influencers with similar audiences. To do this, you can contact influencers to ask for this information but since it takes a while to do manually, you can use an influencer marketing software. There, you can analyze the audience of the influencer to ensure it is aligned with yours.

It is cost effective

Who said that influencer marketing is expensive? That’s a misconception that many people have. Small Businesses usually work with micro influencers and get good deals because their cost per post fees are not as high as those of top influencers. Sometimes, depending on the product or what you are willing to offer them, you might not need to give them monetary compensation.

Micro influencers have great engagement and their audience will give your products a  try if the influencer’s review is good. Micro influencers have between 5K to 50K followers, so as mentioned before, it is important that their audience is similar to your own. According to Mobile Marketer, the Earned Media Value for each dollar spent on influencer marketing is $5.78.

Works for local brand awareness

Influencer marketing doesn’t need to be done for international purposes. As a brand, you can find influencers in your area to promote your business. A local influencer probably has local followers that are going to know where your brand is and they can see and check your products first hand.

Not only this, but influencers that are local might be more accessible to reach out to and might believe more in your product with the awareness of supporting local businesses, especially right now. To find out more about local influencers, you could specifically check on the social media channel or use an influencer marketing platform that has a location filter. The first option is manual and takes more time, while the other one can show you results in a matter of seconds.

Long term advocates of your brand

As much as influencer marketing campaigns are usually one-off, repeating the campaign will bring the brand awareness your business needs at different times of the year.

In order to create long term campaigns, it is important to keep open communication with the influencer. Since the beginning, express what your goals are and what the campaign should look like. Offer the freedom to let the influencers create their own content as they will feel more inspired and creative.

An influencer marketing campaign can be repeated at different times of the year, depending on holidays, sales or product launches. They become “brand ambassadors” and they can help you boost sales and traffic when your business needs it the most.

They can boost your SEO

If you collaborate with an influencer that has a blog, they can create backlinks for your brand or business. As a brand, find out who has a good domain authority blog and share your proposal with the main goal of creating backlinks for your business.

By appearing in their blogs, not only you will get a boost in traffic, but you can have a better search position than that of your competitors. As much as influencers are focusing on Instagram and Youtube, there are many influencers who still blog and have an audience that will like and check your products.

A combined effort of blogging and social media posts might be the best solution to understand if the campaign is worth it.

They create content that can be repurposed

Creating content many times takes time and expertise to be able to attract real leads. Influencer marketing has the opportunity to get content from influencers that can later be repurposed for other strategies. For instance, brands could use this content to reshare it, create ads or use it as content in their platforms.

Due to this, there needs to be a contract that will explain this deal and all the legal aspects to reshare the content. The more followers the influencers have, the more legal requirements exist. This example shows a brand repurposing the content of the influencer. As you can see, the brand doesn’t need to do much. As mentioned, before resharing the content of the influencer, make sure you can do it.

Conclusion

As influencer marketing continues to grow, influencers are gaining power in social media. They are great communicators and publish creative content for brands to be able to reach new audiences and convert loyal customers.

It is essential to create a set of goals for the campaign and find influencers with a similar audience, that way your product is targeted toward the right people. Some people think that influencer marketing is expensive, but this is not necessarily true, because with a low budget you can work with micro influencers where they can leverage your brand awareness.

If you are considering discovering influencers, you can do this manually on each social media network such as Instagram, Youtube, TikTok, Twitter, etc. But if you don’t have that much time, you can use an influencer marketing tool that can increase your chances of finding a more suitable influencer for your business.




Managing and Treating Morton’s Neuroma

Morton neuroma is the thickening of the tissue around leading to the toes. This is a painful foot condition that affects the ball of your foot, especially in the middle of the third and fourth toes. The pain is sharp and burning and sometimes your toes feel numb. With Mortons feet, you always feel like you are standing on a fold in your sock or as if you are standing on a pebble.

Diagnosis

The neuroma specialist conducts a physical examination by pressing on the foot to determine the tender spot. Further examination is recommended to rule out other issues that could be causing the foot pain. An ultrasound would be the best exam because it uses sound waves to create a real-time image of the internal structures of the body. It will reveal the abnormalities of the neuromas. An x-ray can be done to rule out foot pain causes like a stress fracture. The MRI (Magnetic resonance imaging) uses a strong magnetic field and radio waves to visualize the soft tissues such as the neuromas. This is used when the patient is showing no symptoms of Morton neuromas, but the doctor suspects it could be the issue causing the patient discomfort. 

Morton’s neuroma can be uncomfortable and painful to live with. If you think you have Morton’s neuroma and need neuroma treatment, please reach out to the podiatrist at DeNiel Foot and Ankle Center. Their doctor, Dr. Ejodamen Shobowale will take care of all your foot and ankle needs plus answer any questions related to foot issues. 

Risk factors contributing to Morton’s neuroma

  • Foot deformities such as hammertoes, bunions, flatfeet, high arches leave the patients susceptible to the development of this condition.
  • High heels or ill-fitting shoes and too-tight shoes, put extra pressure on the ball of the foot and your toes.
  • High impact athletic activities such as running or jogging,are subject to repetitive trauma to the feet. Also, sports that feature tight shoes such as rock climbing or skiing put pressure on your shoes.
  • Overweight people risk getting Morton neuroma because once they wear a high-heeled shoe the extra weight puts extra pressure on the feet.

Managing neuroma foot

There are various ways of managing the foot condition to improve the symptoms

  1. Avoid pointed toed shoes or too tight shoes. Wear shoes whose heels are not more than 2 inches.
  2. Wear more supportive shoes with a wide toe box. If they have laces avoid tying them too tight. It is recommended that you wear shoes with proper insoles and shock-absorbent soles.
  3. Relieve pressure off the foot by using over the counter shoe pads.
  4. Apply ice to the inflamed area to reduce swelling and pain.
  5. Rest your feet as much as possible.
  6. Massage the painful area of the foot.
  7. Wear proper athletic footwear with enough padding to cushion the balls whenever you’re taking part in sports or exercising.
  8. Reduce or manage your body weight so that you improve on the amount of pressure put on your feet.

Neuromatreatment

Medications

Drugs temporally relieve symptoms of Morton’s Neuroma including pain, though,using medications for long is highly discouraged. Some of the medications used include corticosteroid injections and alcohol sclerosing injections. There are anti-inflammatory drugs thatare taken orally to reduce inflammation such as aspirin and ibuprofen. You can have an anesthetic injection to temporarily relieve the pain through numbing the affected nerve.

Orthotics

Custom designed shoe inserts that reduce the pain by offloading the pressure off the nerve. The metatarsal pad is placed in the shoe insole for effective working. Custom made shoe inserts are individually designed to fit the different contours of your foot.

Surgery

When medication and management methods do not effectively relieve pain surgery is the next option. The surgical procedure known as neurectomy is used to remove part of the nerve tissue. Before the neurectomy is performed there is a procedure called cryogenic Neuroablation therapy.  In this procedure, cold temperatures are applied to the nerves to destroy the sheath that covers the nerve and the nerve cells. Patients who have undergone this therapy are less likely to experience the symptoms of Morton neuroma again.

Decompression surgery can be done by cutting the structures nearby the nerve to relieve the pressure. Some of the structures removed include ligaments that bind the bones.


Disclaimer: Content from the ConsciousLifeNews.com website and blog is not intended to be used for medical advice, diagnosis or treatment.  The information provided on this website is intended for general consumer understanding and is NOT intended to be a substitute for professional medical advice.  As health and nutrition research continuously evolves, we do not guarantee the accuracy, completeness, or timeliness of any information presented on this website.




Do You Know the Best Uses of Male Cock Rings?

Men wear cock rings around the base of their manhood and often around their testicles for harder, stronger, and lasting erections. These sex toys come in different materials including rubber, silicone, and even metal. You can use cock rings for solo or while making love to your wife or girlfriend. The key purpose is a bigger erection and long-lasting sex.

According to an article published on https://www.nytimes.com, you can slip a quality snug ring around the base of your penis to retain an erection, which helps in having sex with your inamorata for a long time. Here are some of the best uses of cock rings:

Beneficial in erectile dysfunction

Erectile dysfunction or ED is a common problem in men, who find it hard to maintain an erection for a long time during sexual intercourse. The problem is more common in older men but affects men of any age. The problem arises due to excessive drinking, tiredness, or fatigue, or because of some relationship issues, medical conditions, or even psychological problems in men.

A cock ring works by slowing down the flow of blood back from your erect dick, thus letting it stay harder, ensuring longer erections. These rings work best if you can manage to maintain part or full erection. You can also use a penis pump together with a cock ring for super hard erections.

Makes sex more pleasurable for men

When you wear a cock ring, it improves your sensation making masturbation, oral sex, as well as intercourse pleasurable for men. With huge, lasting erections, your partner will love to suck you and moan more when you finally thrust deeper into her vagina. Now, that gives pleasure to women too. You can shop at Bellesa boutique for different types of male and female sex toys.

Cock rings restrict the flow of blood; lengthen the sensation, which could lead to intense orgasms. Men using these rings will feel great, especially the sensation. However, use cock rings that are safe on your body. The product should not hurt your penis.

Arouse your partner’s clitoris

All men love to stimulate a woman’s clitoris, arouse her, and then enter her deep with a super hard erection. Now, that is possible when you use a vibrating cock ring. All you need to do is slip a vibrating tool over a dildo, or your fingers for some solo fun. You can also ask your girlfriend to put on a strap-on and wear the ring on the same. Men can use a vibrating ring on another vibrating sex toy to feel the taste of heaven in your outside and inside simultaneously.

Give your partner some anal pleasure if she desires

A vibrating cock ring worn by men around their dicks can make anal penetration fun, exciting, and thrilling. Make sure that your spouse or girlfriend is comfortable with anal intercourse. If not, do not do it. Cock rings help you to act like a boss and control your partner no matter what kind of sex you indulge.

Final words

Use first-rate cock rings that are safe on your body. Wear it for harder and longer erections but not over 20 minutes at one time.




7 Unexpected Benefits of Smoking Cannabis

Although some anti-drug campaigners in Seattle believe that puffing away cannabis will make you an aggressive, jobless, and loser psychopath for the rest of your life, studies indicate otherwise. According to an article published on Forbes.com, cannabis could prove beneficial for people plagued with rheumatoid arthritis. Besides, there are health benefits of smoking cannabis. In Seattle, there are many dispensaries or stores, where you can legally consume cannabis, but you cannot smoke marijuana in a public place. You need to follow the protocols to avoid being in hot water.

Is marijuana very bad for your health? This one question tickles the minds of many in the US. Did you know that many US states have legalized this herb for personal usage? As a result, scientists now have an opportunity to figure out the function of cannabis to a large extent. Yes, cannabis comes with surprising health benefits. Are you still not convinced! Here are seven of the greatest benefits of the herb:

1. Boosts your lung function

Did you know that smoking cannabis is not that hazardous for your lungs, after all? On the contrary, smokers taking marijuana have enhanced lung function than those smoking cigarettes. Even if you are a non-smoker, you can try cannabis if you want to.

Based on the findings published in the Journal of the American Medical Association, a couple of big drags of cannabis will make your lungs more efficient and conditioned to the product. When researchers are saying this, there is some truth and validity in what they have researched and discovered. Then, you must smoke weed in moderation and not overdo it.

2. Helps you stay slim

You often watch your favorite Netflix show, whether it is The Witcher, or Euphoria on HBO, and devour complete friend chicken pieces from a KFC bucket? And all that fried and spicy chicken in a single go. Usually, people eating too much fast food get obese and gain weight. Weed smokers are less probable to grow flabby compared to non-smokers.

Based on a study in the Journal Obesity, it was discovered that people who smoke marijuana regularly are less prone to growing obese compared to non-smokers. Again, research fellows hailing from the Conference of Quebec University Health Centers studied 700 adults in the age group of 18 to 74 and discovered that weed users tend to have low BMI or Body Mass Index, which denotes good health. Consequently, individuals with low BMI are less obese and have less body fat. They are also less vulnerable to ailments such as diabetes.

3. Less stress levels

You live a fast life, rushing to your workplace and slogging from nine to five or more. You have no time to spend with your family or friends. The long working hours and a sedentary lifestyle add to your stress levels, thus taking a toll on your physical and mental health. It makes you extremely tired at the end of the week with no energy to socialize or meet people. Therefore, you need to alleviate the effects of stressful life for maintaining a happy and healthy lifestyle. That’s when you can take a few drags of cannabis to beat the stress.

Life in Seattle is fast, tough, and stressful. Therefore, if you would like to smoke cannabis, you will find many friendly and convenient Satori stores in the city to fight your stress.

Studies indicate that the use of cannabis in moderation help in improving your stress levels reduces anxiety and distress, and boosts your psychological health. It will help you lead a happy life, free of irritation, impatience, and annoyance. Smoking weed is thus beneficial in many ways. People are not aware of it, as there are too many activists to ban cannabis smoking.

4. Boosts your creativity

According to a study in Consciousness and Cognition, it was discovered that cannabis smoking makes you more creative, in the way you use language. The researchers cited that they examined the impact of cannabis smoking naturalistically on different thinking and schizotypy, which are measures to ascertain creativity.

As per the study, 160 users of cannabis tested on a single day when they stayed sober and the following day, when they used the weed. Those who smoked cannabis had improved verbal confidence in people who have less creativity to the same extent to those who are highly creative.

5. Improve the performance of athletes and sportsmen

Did you know that Gordy Megroz of the magazine Outside conducted some study when he found that athletes who consumed marijuana had enhanced performance as well as recovery? Though this might seem unscientific to some people, Gordy figured out that his performance improved on when he sweated out on his treadmill and felt less uncomfortable after a profound squat session. He cited that he does heavy squat sessions when high leaving him sore and uncomfortable for a couple of days. However, he feels fresh after a day.

Studies have proved that cannabis comes with anti-inflammatory properties, and that is why medical marijuana is popular in the US. More research on marijuana is possible when the stuff is legalized in the whole country.

6. Better than heavy alcohol intake

Cannabis could be the safest thing to smoke because a study indicated that the product is 114 times less lethal compared to alcohol consumption, based on a report published in the Journal of Scientific Reports.

7. Kills cancer cells

According to the American government, cannabis can destroy or contract cancer cells. As per a page of formal government advice, it cites that the drug can possibly kill cancer cells. The studies so far are conducted on rodents and more evidence is required to prove that inhaling cannabis would alleviate the symptoms of cancer or its side effects.

Final words

You can take cannabis for recreational use in Seattle. Smoke the weed in legalized stores and not publicly. Of course, it is better not to become addicted to the stuff and use it in moderation. Now that you know about the benefits of cannabis smoking, you can beat stress and stay relaxed after taking the herb.

 


Disclaimer: Content from the ConsciousLifeNews.com website and blog is not intended to be used for medical advice, diagnosis or treatment.  The information provided on this website is intended for general consumer understanding and is NOT intended to be a substitute for professional medical advice.  As health and nutrition research continuously evolves, we do not guarantee the accuracy, completeness, or timeliness of any information presented on this website.




4 Reasons to Consider Electric Bike Cycling Exercise as a Tension-Busting Plan


Stress is so common these days that almost everybody feels it. Too much work pressure or financial problems, anything can create stress and anxiety that are tough to tackle.

As you all know, stress can bring multiple health hazards, including high blood pressure, heart diseases, low immunity, and depression.

Have you ever wondered why cycling is good for your mental health? It is the most effective solution for releasing stress and anxiety.

To provide a boost to your mental and physical stress, take out your electric bike and go for a ride. Riding a bike is a great tension-busting strategy, recommended by researchers.

Your body is designed to work out during stressful situations. It helps in reducing stress homes while releasing feel-good hormones in your body.

Fit people can handle any stress scenarios more effectively and with ease. Cycling is considered as one of the best practices in relieving stress.

Better sleep

Exercise in any form has a strong connection with a good quality sleep. An active person who loves cycling falls asleep faster. Even energetic individuals do not feel sleepy during the daytime. For which, they get proper quality sleep at night.

Uninterrupted deep sleep will help lower your cortisol levels. This cortisol is a hormone, responsible for stress. Towards night, as the cortisol level falls, the melatonin hormone induces drowsiness. Cycling exercise will provide you that sleep-wake cycle to surge.

Treat cycling as meditation

When you think of cycling, remember the repetitive pedaling pattern. This continuous pedaling affects your brain, the same as meditation. It releases stress like classical meditation.

When too many thoughts jam-packed your brain, try to go for a ride. Concentrate on your pedal strokes and wash-out your worries. Along with that, your brain will also receive a break from the daily routine and on-going problems.

Connect with nature

When you are stuck in a daily routine of work and home, you lose time to connect with nature. Catch up with your cycling gang to go for a day out in the lap of nature. It is a stress-reducing activity.

Your everyday responsibilities and busy meetings can bring a lot of mental pressure. If you could cycle up a hill or through a quiet forest, you will recharge yourself. Feel the pleasant breeze while cycling your bike and enjoy the serene atmosphere.

More enjoyment and more confidence

If you are involved with a cycling pack and complete a tough climb, you will feel accomplished. This feeling of achievement boosts a lot of confidence. Successful completion of the first-century in your bike will provide you ample happiness to get your stress released.

When you are an early morning rider who loves to ride for long hours, it becomes more than exercise for you. It brings a fun element to your activity. It reminds you about your childhood days and brings enjoyment.

Riding your bike becomes a great adventure. Try it instead of working out in the gym. You can also ride it to your workplace for stress relief.




10 Key Types of Business Documents Your Business Must Have

When you’re a budding business owner, it seems like there are always a hundred and one different things to do and keep track of. Creating a well designed website for your small business is an essential part according to latest trend and online competition. Failing to complete any one of these tasks could result in significant setbacks to your business.

Getting the right paperwork in order is one such task. If you want to ensure that your business’s operations run smoothly, then it’s incredibly important that you know the types of business documents that you’ll need to have on hand.

In this article, we’ll take a look at the principal types of business documents that you need to have on hand.

1. Business Plan 

The first document that your company needs is a business plan. This document is foundational to the successful operations of any company and should be drawn up before you even register the company.

Several different elements comprise a business plan. The first one to keep in mind is your mission statement. A mission statement succinctly states your business’s purpose and how it provides value to customers.

The next thing that you’ll need is a company description. This is where you get into the details of how your company accomplishes its mission by providing a certain product or service to its customers. 

Next up is the organizational structure. Are you running a solo business? Are there others involved? Make sure that all of your initial employees and leadership are detailed in an org chart. This will ensure that no one is confused regarding what the chain of command looks like at your company. 

Last but certainly not least, don’t forget to do a market analysis. The market analysis section of your business plan should contain information regarding the size of your market, estimated penetration rate, and evaluations of all competitors.

2. Operating Agreement

The operating agreement is crucial for any company that has several owners. If you incorporated your business as an LLC with other partners, then you’re going to have to set a legal precedent for how decisions will be made in your company.

What happens when two leaders in your company are at odds regarding what strategy they think should be taken with the firm? Who gets to make the final call?

Your operating agreement should answer tough questions like these so that when those important decisions come up, your business doesn’t stall.

3. Employee W-4s

The W-4 form is one of the most important business documents. This is a document that employees submit regarding their employment status and any tax withholdings that should be deducted from their paycheck.

Make sure that you make filing the W-4 a part of your employee onboarding process. Otherwise, when you try to do payroll, you’ll find yourself in a frenzy trying to get employee information together to make the necessary deductions.

4. Transaction Histories

Transaction history is a document that details what happens in every one of your business transactions. Think of it as a contract. It should describe the product or service required and the limitations of that scope.

It should also describe the price, how payment was made, and the like. If a customer ever raises a dispute about not receiving a quality product or service, you can point them to this document to show that you have fulfilled your end of the bargain.

5. Accounting Statements

The three principal accounting statements are key to a successful business. These documents include your income statement, balance statement, and cash flow statement.

The income statement is exactly what it sounds like. It details all of the expenses and revenues realized by your business in the given time period.

The balance statement shows the company’s financial situation at a given point in time. It balances the company’s assets and liabilities.

Last but not least, the cash flow statement describes how accounts receivable and accounts payable are operating. It gives you an idea of how cash is coming in and out of your business.

6. Security Protocols

If your business has a virtual component to it, then you must have strict cybersecurity protocols in place. For one, this document will reassure your customers that you will do everything it takes to keep their data safe.

For another, you may be required by law in certain countries to have these protocols in place. When you get audited, you can have this document as evidence of your adherence to regulations.

7. Employment Letters

Employment letters should stipulate a few things. First and foremost, it should detail the employee’s compensation structure. But it should also include the employee’s responsibilities so that you can point to hard evidence whenever an employee is failing to do their job correctly.

8. Privacy Policy

More and more countries are requiring that every website has a privacy policy so visitors know what is happening with their data. Make sure you have one too. 

Privacy policies don’t have to be very difficult to draw up. You can use one of the many available online templates, or have an online service generate one for you.

9. Meeting Minutes

Meeting minutes are crucial in the virtual world that we live in. If you hold regular video conference meetings, the simple truth is that not everyone is always going to be able to attend.

By recording those meetings and transcribing the minutes, you can ensure that everyone involved is always able to stay abreast of what is going on at your company.

10. Pay Stubs

Last but not least, you need pay stubs to document how employees (and yourself) are paid at your business. Your pay stubs will back you in pay disputes with your employees.

paycheck stub maker can help you in creating and keeping your pay stubs in order.

Get These Types of Business Documents in Order

There you have it. Now that you know the various types of business documents that your company needs, there’s no excuse for you not to keep track of the necessary paperwork.

For more business advice, you’re in the right place! Be sure to check out the rest of the articles on the website before you leave!




Best Tax Saving Investments For 2020

 

Tax Saving Investments are the investments that are eligible for claiming tax deductions of up to Rs.1.5 lacs in a financial year under section 80C of Income Tax Act,1961. Along with the investments, there are several payments that are also allowed for claiming tax deductions by the investors.

The tax deduction of Rs.1.5 lacs in a financial year can include all the eligible Investments & Payments made by the investor but only to the extent of Rs.1.5 lacs. If the total amount exceeds the maximum limit then tax deduction would only be eligible up to the 1.5 lacs amount and the amount above will be taxable as per the income tax slab rate applicable to the investors.

What are the best tax-saving investments for 2020?

1. Post Office Saving Schemes: Post Office Saving Schemes are the savings schemes offered by the IndiaPost, a government-backed postal services organization. The schemes offered by the IndiaPost is accessible to almost everyone in India due to its wide network of over 1.55 lac post office branches.
Some of the schemes offered by IndiaPost provides the taxation benefit to the depositor or investors by the way of allowing them to claim tax deductions of up to Rs.1.5 lacs under section 80C of IT Act,1961. The tax saving schemes are:

  • National Savings Certificate (NSC)
  • Sukanya Samriddhi Yojana (SSY)
  • Senior Citizens Saving Scheme (SCSS)
  • Post Office 5 Year Time Deposit
  • Public Provident Fund (PPF)

2. Equity Linked Saving Schemes: or Tax-saving Mutual funds are the mutual funds’ investments in which are eligible for claiming tax deductions of up to Rs.1.5 lacs under section 80c. These schemes have the lowest lock-in period of 3 years among all investments eligible for tax savings. Also, Investments in ELSS funds have the potential to provide the highest returns among all investment options due to the exposures in high rewarding equity stocks.
ELSS funds carry high risk and therefore investments in these funds are suitable for investors who have high-risk appetite along with a long investment horizon so as to earn good returns on investment.
Investors can expect returns of around 12% on investments made for long horizons.

3. Bank Fixed Deposit:
These are the time deposits with the banks with a deposit tenure of 5 years. Investments in Bank FDs are also one of the safest options because there is very low risk associated with deposits in the banks.
The 5-Year Tax-saving FDs offer returns of 6-7%p.a.

Investors can look into investing in any mix of the above investments as per their risk appetite & financial requirements to claim tax deductions.




What Was Hanbok Traditionally Made Of?

Each culture has its specified costume, which differentiates them from the rest of the world. In South Korea, the special cultural costume is called hanbok, and the same apparel is called Joseon-ot in North Korea. Its colors and simple lines primarily characterize this kind of clothing. It specifies the Joseon period’s clothing and is worn as formal or semi-formal wear during traditional celebrations or festivals today.

What hanboks are made of?

When it comes to men and women, there are different parts of hanbok. For women, it comprises of four different parts. The first one is called Jeogori, which is also the upper portion of the hanbok. In general terms, it is a jacket. Then you have Otgoreum, which are mainly two ribbons, which are closely knotted to the jacket. The third part of women’s hanbok is Dongjeong, which is also called the white-collar. The primary aim of this part is to highlight the wearer’s neck. And the last part is Chima or a skirt.

Now for men, hanbok is traditional quite simple and made of four different parts as well. It has a baji, which is a large pant. Then there is a traditional hat, called Gat and a traditional core called Durumagi. This coat is usually worn for some special events like mentioned above. Then you have socks to complete the apparel designed for not only men but also for women. The socks are called Beoseon.

A complete hanbok look:

It is vital to remember that hanbok is not just about covering your body, but also your head. Men and women are seen wearing long braids before getting married. Once the braid is made, the hair is then knotted in topknot at the top of the head for men and as a low bun for women. To make that bun stay at a place, and also to work out as a decoration, a pin will be used. The length and material of the pin will change as per the class ranking of women.

Hanboks based on society’s status:

If you ever get the chance to visit the Korean Hanbok Store, you will be amazed to find many different types of hanbok. Now the question is why. You will come across various such clothing options, which differentiate based on the status in society. Nowadays, you will find different types of hanboks, worn during various events.

  • The first birthday of a child is known as dol and is celebrated to wish a successful and long life ahead. For that, you have special Dolhanbok made especially in these traditional stores.
  • Then you have the Hoegabyeonhanbok. It is worn to celebrate the 61st wedding anniversary of parents. Here, children will take the initiative to organize a party, and here, the entire family will be seen flaunting these clothes.
  • Hollyebok is the most famous one and often called the wedding hanbok. This piece of traditional clothing is well-embellished with decorations and ornaments. It is different from that traditional hanbok.
  • Myeongjeolhanbok is yet another special type of hanbok worn during Lunar New Year. Here, the children will show their respect towards parents and prostrating in front of them. Both the children and their parents will be seen wearing his form of hanbok at such events.

It was in the year 1996 when the South Korean government created a “Hanbok Day.” The primary goal was to boost Koreans’ admiration for the hanbok and to encourage them to wear their traditional outfits and pay respect to their culture. With more people moving towards modern lifestyle nowadays, it becomes seriously difficult to see people wearing hanboks daily. But, even to this date, a special event is considered incomplete without traditional attire.

You are most welcome to visit the official stores, and they will show you the variety available. With changing time, there have been new varieties that included the list, and some will surely catch your attention! So, go through all of them to understand more about such outfits.




Best 5 YouTube Converter 2020

A free YouTube converter will let you download a collection of files for future purpose and will let you play the files on all devices like PC, smartphones and tablets without any trouble. This is ideal when you are going to remain offline for a long period of time.

The best YouTube converters will let you choose a premium or optimum format, high-quality resolution and compression without any hassle, for your device. They will also allow conversions in batches and will also allow you to choose the download location.  

4k Video Downloader:

If you want to convert a YouTube video, that too at no cost, one of the best YouTube Converter 2020, 4K Video Downloader must be your first priority. From the name of the software itself, we can understand that it has the power to handle up to 4K resolution efficiently. Not only, it offers a large set of quality options, but also allows the user to convert the videos along with the annotations and subtitles.

Not only in YouTube, but this software also allows converting videos from several other platforms like Dailymotion and Vimeo. Maximum of 24 videos can be converted all at once. It allows saving the video in multiple formats like mp4, MKV, and 3GP. The audio formats available are MP3, OGG and M4A.

Free YouTube to Mp3 Converter:

If you want to converts the online videos of YouTube to auto-format, to listen offline, you must try free YouTube to MP3 Converter. The simple and easy to use software can make wonder if you want to rip the audio file from a video and save it in your PC in a format you wish to choose for future purpose. It allows you to queue up several files for conversions. It has an option that will automatically power off the PC after the processing is completed.

Any Video Converter Free:

If you want a fast working software, then, any video converter free is your best option. It allows converting YouTube videos or videos from any other source like Facebook, LiveLeak and Vimeo, within seconds. The interface is very clearly designed, and tooltips are made available that will explain each function. Simply paste the URL from your clipboard or directly from the website itself and apply the quality accordingly, it will be done at almost no time. 

Free YouTube Download:

Another great YouTube Converter 2020 is a free YouTube download. It is on the list because it comes with a wide range of 25 conversion options. It has the capability to convert your video files automatically after the download to make it watchable in different devices.

It comes with a clean, easy to use interface and more advanced settings. It also has the self- explanatory feature that will explain the functions. The thumbnail comes with the details of the file format and offers a wide choice of export options. 

YTD Video Downloader:

The software, YTD video downloader is both a converter and a player which comes with in-built editing tools. The software not only allows downloading and converting videos from YouTube but also from some of the popular websites like DailyMotion and Facebook.

It allows video conversions in the most popular formats that include- MP3, MP4, FLV, MOV, WNV, AVI and 3GP. The latest version is much faster than the older ones. It has the feature of resuming a download, in case you are having connectivity issue temporarily.

Conclusion:

There are several converters available nowadays with the premium options freely available, which made the conversion process easier, both for professional and personal use. Choose your converter according to the quality and format of conversion you need. Choose an easy to use software that will allow speedy conversions effectively.




What Should Business Owners Know About Insurance?

As many businesses have faced significant challenges in recent months, it’s a time when they may be evaluating insurance or a lack thereof.

Coronavirus initially led to massive shutdowns of many non-essential businesses, leading business owners to wonder about the coverage afforded to them by their business interruption policy. Then, as the economy was opening up, there was civil unrest in many major cities and towns around the country.

As is the case with an accident leading to a car insurance increase in premiums, it’s possible these events could cause business insurance to be more expensive. Even so, you may realize just how important it is to be fully and properly insured during times like what we’re facing now.

The following are some of the important things to know about business insurance, including what you might need to know if you’re a solopreneur.

What Is Business Insurance?

Business insurance refers to a set of policies that protect your business from different types of financial loss.

Some of the factors that play a role in what you need include how many employees you have, whether you have business vehicles, and the materials you handle.

You may need to work with several companies to get the needed coverage for relevant types of risk.

Commercial business insurance can include:

  • General liability insurance which covers claims stemming from injuries to other people
  • Professional liability and malpractice insurance which might cover losses due to negligence including advice and services that lead to another person’s injury or loss
  • Product liability insurance can protect against products that are faulty and losses that can occur because of using a faulty product
  • Property insurance covers loss or damage to a commercial business because of storms, fires, and other causes
  • Commercial vehicle insurance covers work vehicles and drivers for liability, property damage, collision, personal injury, and comprehensive coverage
  • Loss of income insurance is one that’s being discussed quite a bit right now. Loss of income insurance will cover your business expenses like employee wages and rent if you’re unable to operate your business.
  • Key person insurance covers lost income that comes from someone integral to the business or the head of the business being incapacitated or passing away

Commercial General Liability

If you’re a solopreneur or a business operator of any kind, you should plan on purchasing a Commercial General Liability Policy. Commercial General Liability coverage is arguably one of the most important types of insurance policies for anyone to have when they operate a business, regardless of the size or scale of said business.

A CGL policy protects your business assets from Property Damage claims and Bodily Injury claims stemming from your business, including your products, premises, and operations.

Bodily Injury coverage is similar to a car insurance policy. If you’re interacting with someone through your business or the course of doing business, and they get hurt, they may have a claim, and Bodily Injury coverage protects you as the business owner.

There’s something even soloprenuers might want to think about as well called Completed Operations coverage. If you complete a contract and months later your customer is injured as a result of the work you did, you would be protected by Completed Operations coverage.

What Are Your Legal Obligations?

Before you explore specific types of business insurance policies, it’s smart to understand your legal obligations and requirements.

These vary significantly, not just depending on your industry but also state and local laws.

As an example, if you rent a commercial space for your business, the landlord you rent from may require general liability insurance. General liability insurance protects against property damage or injuries. If you’re a business owner you can compare cheap public liability insurance here. You might also have to purchase workers’ compensation insurance.

Along with going over your legal obligations, as you’re exploring business insurance, you should also think about the risks that are specific to your industry.

For example, if you are a freelance accountant, you’ll face different liabilities than if you are a builder of custom furniture.

When you have an awareness about what the risks are in your industry, you can reduce your risk of overbuying or underbuying insurance products.

Errors & Omissions (E&O) Policy

The term Errors and Omissions insurance is also known as Professional Liability Insurance, and it can serve as a broad safety net for you and your business, including if you’re a solopreneur. An E&O policy will protect you against negligence and malpractice claims, and it’s different from general liability insurance.

With general liability insurance, your policy would cover claims made for damage to property or a person. With an E&O policy, you would have protection against claims made relating to things like infringement of intellectual property or data breaches.

Cyber Protection

Small businesses are often the target of hackers and cybercriminals, so it’s wise to think about protecting yourself and your assets here too.

For example, there is something called Cyber/Network Liability coverage that will protect you if you’re facing a security breach and information is stolen.

Coverage vs. Cost

The biggest thing business owners tend to think about with insurance is how to balance the coverage they need versus cost.

It’s tempting to skip out on coverage you may need but don’t want to pay for. Unfortunately, doing so can lead to far more financial damage.

When you go with a cheaper policy, along with the coverage being limited, the insurance carrier may not offer a high level of service. You may find they are slow to process claims in a time of need, for example. They may also unexpectedly raise your premiums.

Yes, you need something you can afford, but don’t make budget your number one priority.

Finally, if you work at home and that’s where you operate your business, you’ll need to ensure you have a strong homeowner’s insurance policy. That’s a good starting point for home-based professionals and entrepreneurs who want to protect themselves and then depending on your industry or the scope of your business you can build out from there.




Learning About Undermount Sink Installation in the Kitchen

Recreating a house can feel like fun to some and a hassle to others. It depends on what you enjoy doing the most. House makeover is not a simple thing. It involves a lot of planning and fixing. However, if budget is not a challenge, then whatever effort goes into this process seems more enjoyable. When you talk about upgrades, your focus may be on your kitchen also. Do you have an undermount sink in your cooking area? If not, then give this feature a chance once.

The uniqueness of the undermount sink

Nowadays, it is becoming a common addition to every modern kitchen. You must have seen one in online or home stores also. However, you may not know why people buy this and what makes it so popular. Well, this type of sink can fit from below the counter compared to the one that sits atop the counter. It comes with a different kind of lip on the edges, helping in smooth mounting. Many countertops can go with this sink, but you have to be particular about your choice. Marble, granite, soapstone, and concrete can be its best companion. Tiles can be a strict no-no, for these are relatively weaker to other materials. They cannot take the weight of this system along the borders.

Those who have this in their kitchens vouch for the ease of maintenance and cleaning. Since the surface remains flush at the edges, you can swipe food crumbs and liquid spills into the sink in one shot. The absence of rim between worktop and sink also makes this set up look modern and sleek. And as you get to explore a variety of possibilities with the surface, you find it even more impressive. From cast iron, granite, and stainless steel, you can choose any of them to have an experience of the perfect undermount kitchen sink.

If you are a busy cook, who works with heavy and bulky pots, you can select a large, single basin in this design. Or, if you are a multitasking person, it makes sense to choose a double basin fixture.

The installation options with undermount fitting

Regardless of the choices you make, one thing is undeniable that if you fail at installation with plumbing fixtures, you can’t enjoy their benefits. The best kitchen counters can also succumb without proper care in the initial stages. That’s why you have to pay particular attention to this. When it comes to the undermount sink, you have to choose the right kind of countertop that can carry its weight. With this specific installation work, you need to be more careful because you are going to attach them to the countertop slabs through hardware. Since kitchen sinks tend to be heavy, you have to deal with this process carefully.

As per experts, the kitchen sink has to precede the installation of the countertop slabs. It will be challenging to place the bowl in the hole perfectly once the slab has been installed. The irregularity in the installation can also lead to a problem with sealing. It can further cause the issue of an unwanted gap between the underside of the worktop and the sink. There can be a threat to structural integrity in the end. Hence, it is necessary to know what its installation process involves. Awareness can help you avoid risks and have the perfect setup in your kitchen. So, it goes like this:

  • Different support systems are available for this sink. You need to choose one of them.
  • After this, you have to install a pan on the supporting frame.
  • The caulking has to be good. It would go around the edge of the sink’s top.
  • When done, you can go ahead with the installation of the nearby worktops. The bowl will sit between the countertop and the cabinet frame.

If you have a concrete countertop, you need to ensure that the whole weight of the sink doesn’t fall on it. It can crack the worktop. A proper support system has to be there to handle the matter. The supporting frame will share the weight with the concrete to ensure safe installation. You get three choices in support systems, including commercial brackets, custom wooden frames, and customized plywood shelf.

Options to choose from

Several brands and online stores sell brackets with sinks to make your installation experience easy and hassle-free. Wood frames, on the other hand, sit on the walls of your cabinet to carry some weight of the sink. In the case of a plywood shelf, a thick plywood sheet goes inside the cabinetry. The plywood has a hole in which the sink settles down. The hole has to be considerable in size to ensure the correct alignment of the tub.

If you buy your undermount kitchen sink from a branded store, you don’t need to take any burden with the installation. They provide brackets and other hardware materials to make your installation task easy and comfortable.

Undermount kitchen sinks are quite efficient in every sense. When you invest in any home improvement project, the main focus tends to be on increasing the efficiency and appeal of the place. The choice of undermount basins in the kitchen can prove beneficial from both these aspects. While the flush look of the surface is a sign of modern taste, the ability to help cleaning efforts indicates it is a practical addition. Undermount sinks can be a bit expensive as they require extra carefulness with the installation. However, once installed, you can take pride in your investment for a long time.

Of the various materials, stainless steel and granite are the most common. Stainless steel is cheaper than the other one. If you desire to save a few dollars, you can pick this. Features like the matte finish, noise control, and others make it a fantastic decision. However, for an upscale feel, you can buy granite sinks. Composite granite kitchen sinks look very attractive and can go with any theme. Anyway, it is up to you to decide what you want and what is more affordable for you.




How to Work to Your Property’s Strengths When Home Staging


Home staging
is a fantastic option for anyone who is looking to sell their home. Working with the natural beauty of your home and maximizing it to your fullest potential to make the space shine is one of the best ways to attract potential buyers. In today’s article, we source inspiration from interior designers and bring to you some of the best ways you can work with your property’s strengths when home staging. Read on to find out more!

1. Boost Your Curb Appeal

Curb appeal is incredibly important as it is the first point of contact that potential buyers will have with your home. If the outside areas of your home look well maintained and taken care of, you create a fantastic first impression that entices potential buyers to want to actually look inside the home. In order to maximise your curb appeal, look towards refreshing greenery, painting the exteriors of your home and replacing old windows and doors that may look worn down over the years. A great addition to front lawns include flowers, shrubs and small trees that make your home look friendly, inviting and can make potential buyers imagine themselves living in your home.

2. Clean, Clean, Clean

Your property may be filled with exquisite furniture and decor, but if it is messy, untidy or dirty, there is no chance that potential buyers will be swayed. To showcase your home in its natural beauty, cleaning is essential. Make sure that your home is spick and span – keep clutter to a minimum in areas such as the kitchen, bathroom and living room. Let your home speak for itself, without the distractions of items and belongings strewn all over the place.

3. Use Spare Rooms Wisely

Do you have an abundance of extra space in the form of guest bedrooms? Perhaps you use some of them for storage. Whatever the case is, using your spare rooms wisely during a home staging can create a huge impact. Remove clutter from designated storage rooms and turn it into a cosy and inviting guest suite, or even into a tech savvy office that will appeal to potential buyers. Clearly defined rooms are always recommended during home staging, as it allows potential buyers to imagine what their life could be in your home. It’s simple – if you have an abundance of space, make it work for you rather than against you.

4. Replace Taps and Fittings

When it comes to the kitchen and bathrooms, replacing your tap and fittings is a fantastic way to instantly spruce the space up. No one wants to look at a rusty old tap when they’re looking for their next home. Similarly, ensuring that the dishwasher, sink and other kitchen amenities are in tip top shape is a great way to entice buyers. If budget allows, we also recommend regrouting in the bathroom and repainting to ensure it looks as fresh and sparkly.

5. Showcase The Backyard

Even if you don’t personally engage in frequent entertaining, the next family in your home may. This is why we recommend showcasing your backyard as a comfortable space that people can use to entertain guests in. Setting up a barbecue, some nice outdoor furniture and other decor that really portrays how valuable your backyard space is essential. Don’t forget to attend to the greenery and plants in the backyard in the same way you would with your front yard.

6. Showcase Eccentricities

Does your home have a few awkward corners that you’re afraid may turn potential buyers off? Well, don’t worry – you can use them to your advantage. Find ways to make those very “awkward” areas into a selling point for the next person who moves in. Constructing some DIY furniture that fits in those areas perfectly and finding unique ways to show these areas of your home off may very well prove to be your unique selling point.

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Home staging is an incredibly fun experience that all homeowners should revel in. We hope that this article has given you some useful insight into how you can work to your property’s strengths when home staging.